Cta upper extremity w &/or without contrast left at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$481.96

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,443.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$88.40 with United Healthcare vs $1,370.85 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $88.40 ↓ -82%
United Healthcare UHC Exchange $88.40 ↓ -82%
United Healthcare UHC Colorado Doctors Plan $88.40 ↓ -82%
United Healthcare Commercial $88.40 ↓ -82%
Banner Health Banner Choice Plus/Banner Select $370.85 ↓ -23%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $489.00 ↑ +1%
Aetna Commercial $700.00 ↑ +45%
Centivo Self-Funded $721.50 ↑ +50%
Assist Health Group AHG Specialty Network $721.50 ↑ +50%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $742.00 ↑ +54%
Coventry Auto $822.51 ↑ +71%
Hue Health, Inc Medicare Advantage $1,010.10 ↑ +110%
Coventry Workers Comp $1,154.40 ↑ +140%
Medica Commercial $1,202.02 ↑ +149%
Apostrophe, Inc. Commercial $1,226.55 ↑ +154%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $1,226.55 ↑ +154%
Decent Health Commercial $1,226.55 ↑ +154%
Multiplan Commercial $1,356.42 ↑ +181%
First Choice of the Midwest Commercial $1,370.85 ↑ +184%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Cta upper extremity w &/or without contrast left at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $561.33 $591.63 – $1,370.85
Sterling Regional Medical Center Sterling $962.82 $994.91 – $3,459.02
East Morgan County Hospital Brush $2,125.34 $77.54 – $178.48
AdventHealth Porter Denver $5,316.87 $181.33 – $342.30
AdventHealth Littleton Littleton $5,316.87 $181.33 – $342.30
AdventHealth Avista Louisville $5,316.87 $183.34 – $346.10
AdventHealth Castle Rock Castle Rock $5,316.87 $181.33 – $342.30
AdventHealth Parker Parker $5,316.87 $181.33 – $342.30

All Colorado hospitals for this procedure →