CT 3d report other modality w/workstation at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$107.84

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$195.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$50.12 with Banner Health vs $700.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $50.12 ↓ -54%
United Healthcare Commercial $88.40 ↓ -18%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $88.40 ↓ -18%
United Healthcare UHC Colorado Doctors Plan $88.40 ↓ -18%
United Healthcare UHC Exchange $88.40 ↓ -18%
Centivo Self-Funded $97.50 ↓ -10%
Assist Health Group AHG Specialty Network $97.50 ↓ -10%
Coventry Auto $111.15 ↑ +3%
Hue Health, Inc Medicare Advantage $136.50 ↑ +27%
Coventry Workers Comp $156.00 ↑ +45%
Medica Commercial $162.44 ↑ +51%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $163.80 ↑ +52%
Decent Health Commercial $165.75 ↑ +54%
Apostrophe, Inc. Commercial $165.75 ↑ +54%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $165.75 ↑ +54%
Multiplan Commercial $183.30 ↑ +70%
First Choice of the Midwest Commercial $185.25 ↑ +72%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $397.40 ↑ +269%
Aetna Commercial $700.00 ↑ +549%

Visitor-reported prices

visitor-reported
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CT 3d report other modality w/workstation at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $137.28 $79.95 – $700.00
East Morgan County Hospital Brush $777.83 $34.55 – $79.54
AdventHealth Porter Denver $2,675.84 $77.24 – $77.24
AdventHealth Littleton Littleton $2,675.84 $77.24 – $77.24
AdventHealth Avista Louisville $2,675.84 $77.24 – $77.24
AdventHealth Castle Rock Castle Rock $2,675.84 $77.24 – $77.24
AdventHealth Parker Parker $2,675.84 $77.24 – $77.24
HCA HealthONE AURORA Aurora not published $91.47 – $91.47

All Colorado hospitals for this procedure →