Critical care 30-74 minutes at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$2,915.78
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,613.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$822.43 with United Healthcare vs $17,288.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $822.43 | ↓ -72% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $847.87 | ↓ -71% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $847.87 | ↓ -71% |
| Medicare | Traditional Medicare | $847.87 | ↓ -71% |
| Medica | Medicare Advantage | $847.87 | ↓ -71% |
| Clear Spring Health | Medicare Advantage | $847.87 | ↓ -71% |
| Longevity | Medicare Advantage | $873.31 | ↓ -70% |
| Humana | Medicare Advantage | $873.31 | ↓ -70% |
| Devoted Health Services | Medicare Advantage | $890.26 | ↓ -69% |
| Assist Health Group | AHG Specialty Network | $1,017.44 | ↓ -65% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $1,329.46 | ↓ -54% |
| Denver Health Medical Plan | Commercial | $1,515.48 | ↓ -48% |
| Centivo | Self-Funded | $2,034.89 | ↓ -30% |
| Hue Health, Inc | Medicare Advantage | $2,162.07 | ↓ -26% |
| Aetna | Commercial | $3,979.00 | ↑ +36% |
| Banner Health | Banner Choice Plus/Banner Select | $4,089.00 | ↑ +40% |
| Coventry | Auto | $4,339.41 | ↑ +49% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $5,616.00 | ↑ +93% |
| Coventry | Workers Comp | $6,090.40 | ↑ +109% |
| Medica | Commercial | $6,341.63 | ↑ +117% |
| Apostrophe, Inc. | Commercial | $6,471.05 | ↑ +122% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $6,471.05 | ↑ +122% |
| Multiplan | Commercial | $7,156.22 | ↑ +145% |
| First Choice of the Midwest | Commercial | $7,232.35 | ↑ +148% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $7,413.00 | ↑ +154% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $8,473.00 | ↑ +191% |
| Decent Health | Commercial | $9,500.00 | ↑ +226% |
| United Healthcare | UHC Colorado Doctors Plan | $12,447.00 | ↑ +327% |
| United Healthcare | UHC Exchange | $15,559.00 | ↑ +434% |
| United Healthcare | Commercial | $17,288.00 | ↑ +493% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Critical care 30-74 minutes at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $3,920.70 | $821.41 – $9,500.00 |
| Sterling Regional Medical Center | Sterling | $977.28 | $535.68 – $1,862.40 |
| East Morgan County Hospital | Brush | $973.44 | $420.56 – $968.06 |
| AdventHealth Porter | Denver | $17,343.39 | $373.59 – $1,612.02 |
| AdventHealth Littleton | Littleton | $17,343.39 | $373.59 – $1,612.02 |
| AdventHealth Avista | Louisville | $17,343.39 | $373.59 – $1,629.92 |
| AdventHealth Castle Rock | Castle Rock | $17,343.39 | $373.59 – $1,612.02 |
| AdventHealth Parker | Parker | $17,343.39 | $373.59 – $1,612.02 |