Consultation pathology during surgery frozen section each additional block at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$61.19
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$145.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$37.27 with Banner Health vs $301.68 with Anthem Blue Cross Blue Shield Colorado — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $37.27 | ↓ -39% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $67.86 | ↑ +11% |
| Assist Health Group | AHG Specialty Network | $72.50 | ↑ +18% |
| Centivo | Self-Funded | $72.50 | ↑ +18% |
| Coventry | Auto | $82.65 | ↑ +35% |
| United Healthcare | UHC Colorado Doctors Plan | $92.22 | ↑ +51% |
| Hue Health, Inc | Medicare Advantage | $101.50 | ↑ +66% |
| United Healthcare | Commercial | $115.42 | ↑ +89% |
| United Healthcare | UHC Exchange | $115.42 | ↑ +89% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $116.00 | ↑ +90% |
| Coventry | Workers Comp | $116.00 | ↑ +90% |
| Medica | Commercial | $120.78 | ↑ +97% |
| Decent Health | Commercial | $123.25 | ↑ +101% |
| Apostrophe, Inc. | Commercial | $123.25 | ↑ +101% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $123.25 | ↑ +101% |
| Aetna | Commercial | $127.45 | ↑ +108% |
| Multiplan | Commercial | $136.30 | ↑ +123% |
| First Choice of the Midwest | Commercial | $137.75 | ↑ +125% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $301.68 | ↑ +393% |
Visitor-reported prices
Comments
Consultation pathology during surgery frozen section each additional block at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $70.47 | $59.45 – $301.68 |
| Sterling Regional Medical Center | Sterling | $32.54 | $18.41 – $64.02 |
| East Morgan County Hospital | Brush | $40.66 | $27.81 – $64.02 |
| AdventHealth Porter | Denver | $188.01 | $36.12 – $77.09 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $690.00 | $11.41 – $58.51 |
| HCA HealthONE BELMAR ER, A PART OF SWEDISH | LAKEWOOD | $807.54 | $14.67 – $58.51 |
| HCA HealthONE MOUNTAIN RIDGE | Thornton | $652.92 | $11.90 – $58.51 |
| HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION | Denver | $683.08 | $24.08 – $24.08 |