Collection blood specimen using established central/peripheral catheter venous nos at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$75.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$187.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$48.06 with Banner Health vs $311.28 with Centivo — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $48.06 ↓ -37%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $87.52 ↑ +16%
Coventry Auto $106.59 ↑ +41%
United Healthcare UHC Colorado Doctors Plan $118.93 ↑ +57%
United Healthcare UHC Medicare Advantage $125.81 ↑ +66%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $129.70 ↑ +71%
Anthem Blue Cross Blue Shield Colorado Medicare $129.70 ↑ +71%
Clear Spring Health Medicare Advantage $129.70 ↑ +71%
Medica Medicare Advantage $129.70 ↑ +71%
Medicare Traditional Medicare $129.70 ↑ +71%
Hue Health, Inc Medicare Advantage $130.90 ↑ +73%
Longevity Medicare Advantage $133.59 ↑ +76%
Humana Medicare Advantage $133.59 ↑ +76%
Devoted Health Services Medicare Advantage $136.19 ↑ +80%
United Healthcare UHC Exchange $148.85 ↑ +97%
Coventry Workers Comp $149.60 ↑ +98%
Assist Health Group AHG Specialty Network $155.64 ↑ +105%
Medica Commercial $155.77 ↑ +106%
Apostrophe, Inc. Commercial $158.95 ↑ +110%
Decent Health Commercial $158.95 ↑ +110%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $158.95 ↑ +110%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $158.95 ↑ +110%
Aetna Commercial $164.37 ↑ +117%
United Healthcare Commercial $165.31 ↑ +118%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $166.32 ↑ +120%
Multiplan Commercial $175.78 ↑ +132%
First Choice of the Midwest Commercial $177.65 ↑ +135%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $203.37 ↑ +169%
Denver Health Medical Plan Commercial $231.83 ↑ +206%
Centivo Self-Funded $311.28 ↑ +311%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Collection blood specimen using established central/peripheral catheter venous nos at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $83.33 $76.67 – $310.90
Sterling Regional Medical Center Sterling $95.90 $60.26 – $209.52
East Morgan County Hospital Brush $117.07 $91.02 – $209.52
AdventHealth Porter Denver $589.23 $54.61 – $259.65
CENTRAL PARK ER, A PART OF ROSE DENVER $736.00 $196.56 – $204.84
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $625.00 $196.56 – $204.84
HCA HealthONE SKY RIDGE Lone Tree $210.05 $196.56 – $204.84
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $210.05 $196.56 – $204.84

All Colorado hospitals for this procedure →