Cine/video x-rays add-on at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$45.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$130.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$33.41 with Banner Health vs $216.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $33.41 ↓ -27%
Assist Health Group AHG Specialty Network $65.00 ↑ +42%
Centivo Self-Funded $65.00 ↑ +42%
Coventry Auto $74.10 ↑ +62%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $83.24 ↑ +82%
Hue Health, Inc Medicare Advantage $91.00 ↑ +99%
Coventry Workers Comp $104.00 ↑ +127%
Medica Commercial $108.29 ↑ +137%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $109.20 ↑ +139%
Decent Health Commercial $110.50 ↑ +141%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $110.50 ↑ +141%
Apostrophe, Inc. Commercial $110.50 ↑ +141%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $112.00 ↑ +145%
Multiplan Commercial $122.20 ↑ +167%
First Choice of the Midwest Commercial $123.50 ↑ +170%
Aetna Commercial $153.00 ↑ +234%
United Healthcare UHC Colorado Doctors Plan $155.00 ↑ +239%
United Healthcare UHC Exchange $195.00 ↑ +326%
United Healthcare Commercial $216.00 ↑ +372%

Visitor-reported prices

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Cine/video x-rays add-on at other Colorado hospitals

Hospital City Cash price Negotiated range
HCA HealthONE SKY RIDGE Lone Tree $1,220.45 $34.48 – $34.48
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $1,220.45 $34.48 – $602.69
AdventHealth Porter Denver not published $23.64 – $23.64
HCA HealthONE AURORA Aurora not published $34.48 – $34.48
CENTRAL PARK ER, A PART OF ROSE DENVER not published $34.48 – $34.48
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver not published $34.48 – $34.48
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD not published $34.48 – $34.48
HCA HealthONE MOUNTAIN RIDGE Thornton not published $34.48 – $34.48

All Colorado hospitals for this procedure →