Cell count w differential body fluid at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$7.19

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$17.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.37 with Banner Health vs $16.15 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $4.37 ↓ -39%
United Healthcare UHC Medicare Advantage $5.43 ↓ -24%
Medicare Traditional Medicare $5.60 ↓ -22%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $5.60 ↓ -22%
Anthem Blue Cross Blue Shield Colorado Medicare $5.60 ↓ -22%
Medica Medicare Advantage $5.60 ↓ -22%
Clear Spring Health Medicare Advantage $5.60 ↓ -22%
Longevity Medicare Advantage $5.77 ↓ -20%
Humana Medicare Advantage $5.77 ↓ -20%
Devoted Health Services Medicare Advantage $5.88 ↓ -18%
Assist Health Group AHG Specialty Network $6.72 ↓ -7%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $7.96 ↑ +11%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $8.78 ↑ +22%
Coventry Auto $9.69 ↑ +35%
Denver Health Medical Plan Commercial $10.01 ↑ +39%
United Healthcare UHC Colorado Doctors Plan $10.81 ↑ +50%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $11.20 ↑ +56%
Hue Health, Inc Medicare Advantage $11.90 ↑ +66%
Centivo Self-Funded $13.44 ↑ +87%
United Healthcare UHC Exchange $13.53 ↑ +88%
United Healthcare Commercial $13.53 ↑ +88%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $13.60 ↑ +89%
Coventry Workers Comp $13.60 ↑ +89%
Medica Commercial $14.16 ↑ +97%
Apostrophe, Inc. Commercial $14.45 ↑ +101%
Decent Health Commercial $14.45 ↑ +101%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $14.45 ↑ +101%
Aetna Commercial $14.94 ↑ +108%
Multiplan Commercial $15.98 ↑ +122%
First Choice of the Midwest Commercial $16.15 ↑ +125%

Visitor-reported prices

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Cell count w differential body fluid at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $6.56 $5.43 – $16.15
Sterling Regional Medical Center Sterling $8.98 $4.74 – $16.49
East Morgan County Hospital Brush $14.98 $7.16 – $16.49
AdventHealth Porter Denver $358.96 $5.49 – $10.36
AdventHealth Littleton Littleton $358.96 $5.49 – $10.36
AdventHealth Avista Louisville $358.96 $5.49 – $10.36
AdventHealth Castle Rock Castle Rock $358.96 $5.49 – $10.36
AdventHealth Parker Parker $358.96 $5.49 – $10.36

All Colorado hospitals for this procedure →