Cardiac rehabilitation op phase 2 w/continous ecg monitoring at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$203.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$336.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$71.89 with Anthem Blue Cross Blue Shield Colorado vs $319.20 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $71.89 ↓ -65%
Banner Health Banner Choice Plus/Banner Select $86.35 ↓ -58%
United Healthcare UHC Medicare Advantage $122.90 ↓ -40%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $126.70 ↓ -38%
Anthem Blue Cross Blue Shield Colorado Medicare $126.70 ↓ -38%
Medicare Traditional Medicare $126.70 ↓ -38%
Medica Medicare Advantage $126.70 ↓ -38%
Clear Spring Health Medicare Advantage $126.70 ↓ -38%
Longevity Medicare Advantage $130.50 ↓ -36%
Humana Medicare Advantage $130.50 ↓ -36%
Devoted Health Services Medicare Advantage $133.03 ↓ -35%
Assist Health Group AHG Specialty Network $152.04 ↓ -25%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $157.25 ↓ -23%
Centivo Self-Funded $168.00 ↓ -18%
Coventry Auto $191.52 ↓ -6%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $198.67 ↓ -3%
United Healthcare UHC Colorado Doctors Plan $213.70 ↑ +5%
Denver Health Medical Plan Commercial $226.46 ↑ +11%
Hue Health, Inc Medicare Advantage $235.20 ↑ +15%
United Healthcare UHC Exchange $267.46 ↑ +31%
Coventry Workers Comp $268.80 ↑ +32%
Medica Commercial $279.89 ↑ +37%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $282.24 ↑ +38%
Apostrophe, Inc. Commercial $285.60 ↑ +40%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $285.60 ↑ +40%
Decent Health Commercial $285.60 ↑ +40%
Aetna Commercial $295.34 ↑ +45%
United Healthcare Commercial $297.02 ↑ +46%
Multiplan Commercial $315.84 ↑ +55%
First Choice of the Midwest Commercial $319.20 ↑ +57%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Cardiac rehabilitation op phase 2 w/continous ecg monitoring at other Colorado hospitals

Hospital City Cash price Negotiated range
Sterling Regional Medical Center Sterling $274.95 $65.29 – $226.98
East Morgan County Hospital Brush $152.80 $98.61 – $226.98
AdventHealth Porter Denver $726.79 $23.60 – $251.57
AdventHealth Littleton Littleton $726.79 $23.60 – $251.57
AdventHealth Avista Louisville $726.79 $23.60 – $254.36
AdventHealth Castle Rock Castle Rock $726.79 $23.60 – $251.57
AdventHealth Parker Parker $726.79 $23.60 – $251.57
HCA HealthONE AURORA Aurora not published $203.33 – $211.89

All Colorado hospitals for this procedure →