Cardiac MRI w/stress img at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$506.43
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,312.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$337.18 with Banner Health vs $1,718.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $337.18 | ↓ -33% |
| United Healthcare | UHC Medicare Advantage | $535.17 | ↑ +6% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $551.72 | ↑ +9% |
| Medica | Medicare Advantage | $551.72 | ↑ +9% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $551.72 | ↑ +9% |
| Medicare | Traditional Medicare | $551.72 | ↑ +9% |
| Clear Spring Health | Medicare Advantage | $551.72 | ↑ +9% |
| Humana | Medicare Advantage | $568.27 | ↑ +12% |
| Longevity | Medicare Advantage | $568.27 | ↑ +12% |
| Devoted Health Services | Medicare Advantage | $579.31 | ↑ +14% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $651.00 | ↑ +29% |
| Assist Health Group | AHG Specialty Network | $662.06 | ↑ +31% |
| Coventry | Auto | $747.84 | ↑ +48% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $865.10 | ↑ +71% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $886.00 | ↑ +75% |
| Aetna | Commercial | $900.00 | ↑ +78% |
| Hue Health, Inc | Medicare Advantage | $918.40 | ↑ +81% |
| Denver Health Medical Plan | Commercial | $986.14 | ↑ +95% |
| Coventry | Workers Comp | $1,049.60 | ↑ +107% |
| Medica | Commercial | $1,092.90 | ↑ +116% |
| Apostrophe, Inc. | Commercial | $1,115.20 | ↑ +120% |
| Decent Health | Commercial | $1,115.20 | ↑ +120% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $1,115.20 | ↑ +120% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $1,119.00 | ↑ +121% |
| Multiplan | Commercial | $1,233.28 | ↑ +144% |
| United Healthcare | UHC Colorado Doctors Plan | $1,237.00 | ↑ +144% |
| First Choice of the Midwest | Commercial | $1,246.40 | ↑ +146% |
| Centivo | Self-Funded | $1,324.13 | ↑ +161% |
| United Healthcare | UHC Exchange | $1,546.00 | ↑ +205% |
| United Healthcare | Commercial | $1,718.00 | ↑ +239% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Cardiac MRI w/stress img at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $495.94 | $534.50 – $1,322.47 |
| AdventHealth Porter | Denver | $2,596.97 | $442.51 – $1,066.35 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $2,175.25 | $335.53 – $1,086.50 |
| AdventHealth Littleton | Littleton | $2,596.97 | $442.51 – $1,066.35 |
| AdventHealth Avista | Louisville | $2,596.97 | $442.51 – $1,078.18 |
| AdventHealth Castle Rock | Castle Rock | $2,596.97 | $442.51 – $1,066.35 |
| AdventHealth Parker | Parker | $2,596.97 | $442.51 – $1,066.35 |
| HCA HealthONE AURORA | Aurora | not published | $335.53 – $1,086.50 |