Cadd pump refill at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$258.11

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$713.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$183.24 with Banner Health vs $677.35 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $183.24 ↓ -29%
United Healthcare UHC Medicare Advantage $205.64 ↓ -20%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $212.00 ↓ -18%
Anthem Blue Cross Blue Shield Colorado Medicare $212.00 ↓ -18%
Medicare Traditional Medicare $212.00 ↓ -18%
Medica Medicare Advantage $212.00 ↓ -18%
Clear Spring Health Medicare Advantage $212.00 ↓ -18%
Humana Medicare Advantage $218.36 ↓ -15%
Longevity Medicare Advantage $218.36 ↓ -15%
Devoted Health Services Medicare Advantage $222.60 ↓ -14%
Assist Health Group AHG Specialty Network $254.40 ↓ -1%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $332.42 ↑ +29%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $333.68 ↑ +29%
United Healthcare UHC Exchange $333.68 ↑ +29%
Denver Health Medical Plan Commercial $378.93 ↑ +47%
Coventry Auto $406.41 ↑ +57%
United Healthcare UHC Colorado Doctors Plan $453.47 ↑ +76%
Hue Health, Inc Medicare Advantage $499.10 ↑ +93%
Centivo Self-Funded $508.80 ↑ +97%
Coventry Workers Comp $570.40 ↑ +121%
Medica Commercial $593.93 ↑ +130%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $598.92 ↑ +132%
Decent Health Commercial $606.05 ↑ +135%
Apostrophe, Inc. Commercial $606.05 ↑ +135%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $606.05 ↑ +135%
Aetna Commercial $626.73 ↑ +143%
United Healthcare Commercial $630.29 ↑ +144%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $657.20 ↑ +155%
Multiplan Commercial $670.22 ↑ +160%
First Choice of the Midwest Commercial $677.35 ↑ +162%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Cadd pump refill at other Colorado hospitals

Hospital City Cash price Negotiated range
Sterling Regional Medical Center Sterling $134.29 $85.93 – $298.76
East Morgan County Hospital Brush $198.04 $129.79 – $298.76
AdventHealth Porter Denver $1,008.14 $215.80 – $415.10
HCA HealthONE AURORA Aurora $1,097.46 $329.81 – $343.70
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $2,464.00 $329.81 – $343.70
AdventHealth Littleton Littleton $1,008.14 $215.80 – $415.10
AdventHealth Avista Louisville $1,008.14 $215.80 – $419.70
AdventHealth Castle Rock Castle Rock $1,008.14 $215.80 – $415.10

All Colorado hospitals for this procedure →