Bypass temp external fem-fem at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$4,686.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$10,485.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$194.03 with Banner Health vs $13,923.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $194.03 | ↓ -96% |
| Coventry | Auto | $430.35 | ↓ -91% |
| Hue Health, Inc | Medicare Advantage | $528.50 | ↓ -89% |
| United Healthcare | UHC Medicare Advantage | $603.46 | ↓ -87% |
| Coventry | Workers Comp | $604.00 | ↓ -87% |
| Clear Spring Health | Medicare Advantage | $622.12 | ↓ -87% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $622.12 | ↓ -87% |
| Medicare | Traditional Medicare | $622.12 | ↓ -87% |
| Medica | Medicare Advantage | $622.12 | ↓ -87% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $622.12 | ↓ -87% |
| Medica | Commercial | $628.91 | ↓ -87% |
| Longevity | Medicare Advantage | $640.78 | ↓ -86% |
| Humana | Medicare Advantage | $640.78 | ↓ -86% |
| Decent Health | Commercial | $641.75 | ↓ -86% |
| Apostrophe, Inc. | Commercial | $641.75 | ↓ -86% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $641.75 | ↓ -86% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $641.75 | ↓ -86% |
| Devoted Health Services | Medicare Advantage | $653.23 | ↓ -86% |
| Multiplan | Commercial | $709.70 | ↓ -85% |
| First Choice of the Midwest | Commercial | $717.25 | ↓ -85% |
| Assist Health Group | AHG Specialty Network | $746.54 | ↓ -84% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $975.48 | ↓ -79% |
| Denver Health Medical Plan | Commercial | $1,111.98 | ↓ -76% |
| Centivo | Self-Funded | $1,493.09 | ↓ -68% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $12,545.00 | ↑ +168% |
| Aetna | Commercial | $13,923.00 | ↑ +197% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Bypass temp external fem-fem at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $4,131.09 | $602.70 – $13,923.00 |
| AdventHealth Porter | Denver | $4,407.60 | $648.50 – $1,296.00 |
| AdventHealth Littleton | Littleton | $4,407.60 | $648.50 – $1,296.00 |
| AdventHealth Avista | Louisville | $4,407.60 | $655.69 – $1,296.00 |
| AdventHealth Castle Rock | Castle Rock | $4,407.60 | $648.50 – $1,296.00 |
| AdventHealth Parker | Parker | $4,407.60 | $648.50 – $1,296.00 |
| HCA HealthONE AURORA | Aurora | not published | $966.66 – $1,007.36 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | not published | $966.66 – $1,007.36 |