Bundled special stain group 1 microorganisms at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$212.27
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$503.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$52.15 with United Healthcare vs $622.05 with Anthem Blue Cross Blue Shield Colorado — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $52.15 | ↓ -75% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $53.76 | ↓ -75% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $53.76 | ↓ -75% |
| Medicare | Traditional Medicare | $53.76 | ↓ -75% |
| Clear Spring Health | Medicare Advantage | $53.76 | ↓ -75% |
| Medica | Medicare Advantage | $53.76 | ↓ -75% |
| Longevity | Medicare Advantage | $55.37 | ↓ -74% |
| Humana | Medicare Advantage | $55.37 | ↓ -74% |
| Devoted Health Services | Medicare Advantage | $56.45 | ↓ -73% |
| Assist Health Group | AHG Specialty Network | $64.51 | ↓ -70% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $84.30 | ↓ -60% |
| Denver Health Medical Plan | Commercial | $96.09 | ↓ -55% |
| Centivo | Self-Funded | $129.02 | ↓ -39% |
| Banner Health | Banner Choice Plus/Banner Select | $129.27 | ↓ -39% |
| Hue Health, Inc | Medicare Advantage | $137.09 | ↓ -35% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $235.40 | ↑ +11% |
| Coventry | Auto | $286.71 | ↑ +35% |
| United Healthcare | UHC Colorado Doctors Plan | $319.91 | ↑ +51% |
| United Healthcare | Commercial | $400.39 | ↑ +89% |
| United Healthcare | UHC Exchange | $400.39 | ↑ +89% |
| Coventry | Workers Comp | $402.40 | ↑ +90% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $402.40 | ↑ +90% |
| Medica | Commercial | $419.00 | ↑ +97% |
| Decent Health | Commercial | $427.55 | ↑ +101% |
| Apostrophe, Inc. | Commercial | $427.55 | ↑ +101% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $427.55 | ↑ +101% |
| Aetna | Commercial | $442.14 | ↑ +108% |
| Multiplan | Commercial | $472.82 | ↑ +123% |
| First Choice of the Midwest | Commercial | $477.85 | ↑ +125% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $622.05 | ↑ +193% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Bundled special stain group 1 microorganisms at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $244.46 | $52.09 – $477.85 |
| Sterling Regional Medical Center | Sterling | $53.24 | $30.13 – $104.76 |
| East Morgan County Hospital | Brush | $66.53 | $45.51 – $104.76 |
| AdventHealth Porter | Denver | $599.53 | $53.87 – $101.70 |
| HCA HealthONE AURORA | Aurora | $1,630.82 | $46.60 – $120.92 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $833.00 | $49.76 – $176.72 |
| HCA HealthONE BELMAR ER, A PART OF SWEDISH | LAKEWOOD | $515.28 | $49.76 – $120.92 |
| HCA HealthONE MOUNTAIN RIDGE | Thornton | $413.58 | $41.49 – $120.92 |