Bronchial challenge at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$261.36
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$720.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$185.04 with Banner Health vs $752.02 with Centivo — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $185.04 | ↓ -29% |
| United Healthcare | UHC Medicare Advantage | $303.94 | ↑ +16% |
| Medicare | Traditional Medicare | $313.34 | ↑ +20% |
| Medica | Medicare Advantage | $313.34 | ↑ +20% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $313.34 | ↑ +20% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $313.34 | ↑ +20% |
| Clear Spring Health | Medicare Advantage | $313.34 | ↑ +20% |
| Humana | Medicare Advantage | $322.74 | ↑ +23% |
| Longevity | Medicare Advantage | $322.74 | ↑ +23% |
| Devoted Health Services | Medicare Advantage | $329.01 | ↑ +26% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $336.96 | ↑ +29% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $349.52 | ↑ +34% |
| Assist Health Group | AHG Specialty Network | $376.01 | ↑ +44% |
| Coventry | Auto | $410.40 | ↑ +57% |
| United Healthcare | UHC Colorado Doctors Plan | $457.92 | ↑ +75% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $491.32 | ↑ +88% |
| Hue Health, Inc | Medicare Advantage | $504.00 | ↑ +93% |
| Denver Health Medical Plan | Commercial | $560.06 | ↑ +114% |
| United Healthcare | Commercial | $573.12 | ↑ +119% |
| United Healthcare | UHC Exchange | $573.12 | ↑ +119% |
| Coventry | Workers Comp | $576.00 | ↑ +120% |
| Medica | Commercial | $599.76 | ↑ +129% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $604.80 | ↑ +131% |
| Decent Health | Commercial | $612.00 | ↑ +134% |
| Apostrophe, Inc. | Commercial | $612.00 | ↑ +134% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $612.00 | ↑ +134% |
| Aetna | Commercial | $632.88 | ↑ +142% |
| Multiplan | Commercial | $676.80 | ↑ +159% |
| First Choice of the Midwest | Commercial | $684.00 | ↑ +162% |
| Centivo | Self-Funded | $752.02 | ↑ +188% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Bronchial challenge at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $216.00 | $295.20 – $751.08 |
| Sterling Regional Medical Center | Sterling | $263.95 | $170.47 – $592.67 |
| East Morgan County Hospital | Brush | $384.93 | $257.48 – $592.67 |
| AdventHealth Porter | Denver | $4,107.47 | $66.79 – $728.23 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $3,694.00 | $482.98 – $503.32 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $346.00 | $33.25 – $503.32 |
| HCA HealthONE MOUNTAIN RIDGE | Thornton | $2,703.55 | $482.98 – $503.32 |
| HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION | Denver | $759.30 | $482.98 – $503.32 |