Brca1&2 gene full seq alys at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$606.53

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,404.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$360.83 with Banner Health vs $1,333.80 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $360.83 ↓ -41%
United Healthcare UHC Medicare Advantage $453.96 ↓ -25%
Medicare Traditional Medicare $468.00 ↓ -23%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $468.00 ↓ -23%
Anthem Blue Cross Blue Shield Colorado Medicare $468.00 ↓ -23%
Medica Medicare Advantage $468.00 ↓ -23%
Clear Spring Health Medicare Advantage $468.00 ↓ -23%
Longevity Medicare Advantage $482.04 ↓ -21%
Humana Medicare Advantage $482.04 ↓ -21%
Devoted Health Services Medicare Advantage $491.40 ↓ -19%
Assist Health Group AHG Specialty Network $561.60 ↓ -7%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $657.07 ↑ +8%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $733.82 ↑ +21%
Coventry Auto $800.28 ↑ +32%
Denver Health Medical Plan Commercial $836.50 ↑ +38%
United Healthcare UHC Colorado Doctors Plan $892.94 ↑ +47%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $936.00 ↑ +54%
Hue Health, Inc Medicare Advantage $982.80 ↑ +62%
United Healthcare Commercial $1,117.58 ↑ +84%
United Healthcare UHC Exchange $1,117.58 ↑ +84%
Centivo Self-Funded $1,123.20 ↑ +85%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $1,123.20 ↑ +85%
Coventry Workers Comp $1,123.20 ↑ +85%
Medica Commercial $1,169.53 ↑ +93%
Apostrophe, Inc. Commercial $1,193.40 ↑ +97%
Decent Health Commercial $1,193.40 ↑ +97%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $1,193.40 ↑ +97%
Aetna Commercial $1,234.12 ↑ +103%
Multiplan Commercial $1,319.76 ↑ +118%
First Choice of the Midwest Commercial $1,333.80 ↑ +120%

Visitor-reported prices

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Brca1&2 gene full seq alys at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $195.16 $453.96 – $1,333.80
AdventHealth Porter Denver $609.93 $458.64 – $865.80
AdventHealth Littleton Littleton $609.93 $458.64 – $865.80
AdventHealth Avista Louisville $609.93 $458.64 – $865.80
AdventHealth Castle Rock Castle Rock $609.93 $458.64 – $865.80
AdventHealth Parker Parker $609.93 $458.64 – $865.80
HCA HealthONE AURORA Aurora not published $249.44 – $1,137.24
CENTRAL PARK ER, A PART OF ROSE DENVER not published $212.94 – $1,137.24

All Colorado hospitals for this procedure →