Blood gases o2 saturation direct measurement at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$54.51

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$237.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$60.91 with Banner Health vs $225.15 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $60.91 ↑ +12%
United Healthcare UHC Medicare Advantage $76.41 ↑ +40%
Medicare Traditional Medicare $78.77 ↑ +45%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $78.77 ↑ +45%
Anthem Blue Cross Blue Shield Colorado Medicare $78.77 ↑ +45%
Medica Medicare Advantage $78.77 ↑ +45%
Clear Spring Health Medicare Advantage $78.77 ↑ +45%
Longevity Medicare Advantage $81.13 ↑ +49%
Humana Medicare Advantage $81.13 ↑ +49%
Devoted Health Services Medicare Advantage $82.71 ↑ +52%
Assist Health Group AHG Specialty Network $94.52 ↑ +73%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $110.92 ↑ +103%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $123.51 ↑ +127%
Coventry Auto $135.09 ↑ +148%
Denver Health Medical Plan Commercial $140.79 ↑ +158%
United Healthcare UHC Colorado Doctors Plan $150.73 ↑ +177%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $157.54 ↑ +189%
Hue Health, Inc Medicare Advantage $165.90 ↑ +204%
United Healthcare Commercial $188.65 ↑ +246%
United Healthcare UHC Exchange $188.65 ↑ +246%
Centivo Self-Funded $189.05 ↑ +247%
Coventry Workers Comp $189.60 ↑ +248%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $189.60 ↑ +248%
Medica Commercial $197.42 ↑ +262%
Apostrophe, Inc. Commercial $201.45 ↑ +270%
Decent Health Commercial $201.45 ↑ +270%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $201.45 ↑ +270%
Aetna Commercial $208.32 ↑ +282%
Multiplan Commercial $222.78 ↑ +309%
First Choice of the Midwest Commercial $225.15 ↑ +313%

Visitor-reported prices

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Blood gases o2 saturation direct measurement at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $53.80 $76.41 – $225.15
Sterling Regional Medical Center Sterling $78.21 $66.12 – $229.89
East Morgan County Hospital Brush $145.99 $99.87 – $229.89
AdventHealth Porter Denver $506.00 $77.19 – $145.72
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $1,963.25 $50.18 – $191.41
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $716.90 $77.98 – $82.71
AdventHealth Littleton Littleton $506.00 $77.19 – $145.72
AdventHealth Avista Louisville $506.00 $77.19 – $145.72

All Colorado hospitals for this procedure →