healthcosts.net
Blood Count (CBC) Test (without differential) at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$5.64
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$20.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$5.14 with Banner Health vs $19.00 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $5.14 | ↓ -9% |
| United Healthcare | UHC Medicare Advantage | $6.28 | ↑ +11% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $6.47 | ↑ +15% |
| Clear Spring Health | Medicare Advantage | $6.47 | ↑ +15% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $6.47 | ↑ +15% |
| Medica | Medicare Advantage | $6.47 | ↑ +15% |
| Medicare | Traditional Medicare | $6.47 | ↑ +15% |
| Humana | Medicare Advantage | $6.66 | ↑ +18% |
| Longevity | Medicare Advantage | $6.66 | ↑ +18% |
| Devoted Health Services | Medicare Advantage | $6.79 | ↑ +20% |
| Assist Health Group | AHG Specialty Network | $7.76 | ↑ +38% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $9.36 | ↑ +66% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $10.14 | ↑ +80% |
| Coventry | Auto | $11.40 | ↑ +102% |
| Denver Health Medical Plan | Commercial | $11.56 | ↑ +105% |
| United Healthcare | UHC Colorado Doctors Plan | $12.72 | ↑ +126% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $12.94 | ↑ +129% |
| Hue Health, Inc | Medicare Advantage | $14.00 | ↑ +148% |
| Centivo | Self-Funded | $15.53 | ↑ +175% |
| United Healthcare | Commercial | $15.92 | ↑ +182% |
| United Healthcare | UHC Exchange | $15.92 | ↑ +182% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $16.00 | ↑ +184% |
| Coventry | Workers Comp | $16.00 | ↑ +184% |
| Medica | Commercial | $16.66 | ↑ +195% |
| Apostrophe, Inc. | Commercial | $17.00 | ↑ +201% |
| Decent Health | Commercial | $17.00 | ↑ +201% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $17.00 | ↑ +201% |
| Aetna | Commercial | $17.58 | ↑ +212% |
| Multiplan | Commercial | $18.80 | ↑ +233% |
| First Choice of the Midwest | Commercial | $19.00 | ↑ +237% |
Visitor-reported prices
Comments
Blood Count (CBC) Test (without differential) at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $2.04 | $6.28 – $19.00 |
| Sterling Regional Medical Center | Sterling | $18.09 | $6.47 – $52.38 |
| East Morgan County Hospital | Brush | $33.64 | $22.76 – $52.38 |