Assay acid phosphatase at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$14.49

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$63.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.41 with United Healthcare vs $59.85 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $7.41 ↓ -49%
Anthem Blue Cross Blue Shield Colorado Medicare $7.64 ↓ -47%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $7.64 ↓ -47%
Clear Spring Health Medicare Advantage $7.64 ↓ -47%
Medicare Traditional Medicare $7.64 ↓ -47%
Medica Medicare Advantage $7.64 ↓ -47%
Humana Medicare Advantage $7.87 ↓ -46%
Longevity Medicare Advantage $7.87 ↓ -46%
Devoted Health Services Medicare Advantage $8.02 ↓ -45%
Assist Health Group AHG Specialty Network $9.17 ↓ -37%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $11.98 ↓ -17%
Denver Health Medical Plan Commercial $13.66 ↓ -6%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $15.28 ↑ +5%
Banner Health Banner Choice Plus/Banner Select $16.19 ↑ +12%
Centivo Self-Funded $18.34 ↑ +27%
Hue Health, Inc Medicare Advantage $19.48 ↑ +34%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $29.48 ↑ +103%
Coventry Auto $35.91 ↑ +148%
United Healthcare UHC Colorado Doctors Plan $40.07 ↑ +177%
United Healthcare UHC Exchange $50.15 ↑ +246%
United Healthcare Commercial $50.15 ↑ +246%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $50.40 ↑ +248%
Coventry Workers Comp $50.40 ↑ +248%
Medica Commercial $52.48 ↑ +262%
Apostrophe, Inc. Commercial $53.55 ↑ +270%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $53.55 ↑ +270%
Decent Health Commercial $53.55 ↑ +270%
Aetna Commercial $55.38 ↑ +282%
Multiplan Commercial $59.22 ↑ +309%
First Choice of the Midwest Commercial $59.85 ↑ +313%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Assay acid phosphatase at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $14.30 $7.41 – $59.85
Sterling Regional Medical Center Sterling $20.79 $7.64 – $61.11
East Morgan County Hospital Brush $38.81 $26.55 – $61.11
HCA HealthONE MOUNTAIN RIDGE Thornton $242.68 $3.63 – $18.57
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $140.22 $7.56 – $8.02
AdventHealth Porter Denver not published $7.49 – $14.13
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD not published $4.47 – $18.57
AdventHealth Littleton Littleton not published $7.49 – $14.13

All Colorado hospitals for this procedure →