Artery x-rays lung at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$1,627.69
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,834.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$112.00 with United Healthcare vs $5,542.30 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $112.00 | ↓ -93% |
| United Healthcare | UHC Colorado Doctors Plan | $155.00 | ↓ -90% |
| United Healthcare | UHC Exchange | $195.00 | ↓ -88% |
| United Healthcare | Commercial | $216.00 | ↓ -87% |
| Banner Health | Banner Choice Plus/Banner Select | $1,499.34 | ↓ -8% |
| Centivo | Self-Funded | $2,917.00 | ↑ +79% |
| Assist Health Group | AHG Specialty Network | $2,917.00 | ↑ +79% |
| Coventry | Auto | $3,325.38 | ↑ +104% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $3,735.51 | ↑ +129% |
| Hue Health, Inc | Medicare Advantage | $4,083.80 | ↑ +151% |
| Coventry | Workers Comp | $4,667.20 | ↑ +187% |
| Medica | Commercial | $4,859.72 | ↑ +199% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $4,900.56 | ↑ +201% |
| Decent Health | Commercial | $4,958.90 | ↑ +205% |
| Apostrophe, Inc. | Commercial | $4,958.90 | ↑ +205% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $4,958.90 | ↑ +205% |
| Aetna | Commercial | $5,128.09 | ↑ +215% |
| Multiplan | Commercial | $5,483.96 | ↑ +237% |
| First Choice of the Midwest | Commercial | $5,542.30 | ↑ +241% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Artery x-rays lung at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $2,599.69 | $106.00 – $5,542.30 |
| AdventHealth Porter | Denver | $5,774.66 | $128.91 – $6,161.93 |
| AdventHealth Littleton | Littleton | $5,774.66 | $128.91 – $6,161.93 |
| AdventHealth Avista | Louisville | $5,774.66 | $128.91 – $6,230.33 |
| AdventHealth Castle Rock | Castle Rock | $5,774.66 | $128.91 – $6,161.93 |
| AdventHealth Parker | Parker | $5,774.66 | $128.91 – $6,161.93 |
| HCA HealthONE AURORA | Aurora | not published | $143.66 – $6,933.86 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | not published | $143.66 – $6,438.74 |