Antinuclear antibodies titer at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$30.71

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$115.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.83 with United Healthcare vs $56.05 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $10.83 ↓ -65%
Clear Spring Health Medicare Advantage $11.16 ↓ -64%
Anthem Blue Cross Blue Shield Colorado Medicare $11.16 ↓ -64%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $11.16 ↓ -64%
Medica Medicare Advantage $11.16 ↓ -64%
Medicare Traditional Medicare $11.16 ↓ -64%
Humana Medicare Advantage $11.49 ↓ -63%
Longevity Medicare Advantage $11.49 ↓ -63%
Devoted Health Services Medicare Advantage $11.72 ↓ -62%
Assist Health Group AHG Specialty Network $13.39 ↓ -56%
Banner Health Banner Choice Plus/Banner Select $15.16 ↓ -51%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $17.50 ↓ -43%
Denver Health Medical Plan Commercial $19.95 ↓ -35%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $22.32 ↓ -27%
Centivo Self-Funded $26.78 ↓ -13%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $27.61 ↓ -10%
Hue Health, Inc Medicare Advantage $28.46 ↓ -7%
Coventry Auto $33.63 ↑ +10%
United Healthcare UHC Colorado Doctors Plan $37.52 ↑ +22%
United Healthcare Commercial $46.96 ↑ +53%
United Healthcare UHC Exchange $46.96 ↑ +53%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $47.20 ↑ +54%
Coventry Workers Comp $47.20 ↑ +54%
Medica Commercial $49.15 ↑ +60%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $50.15 ↑ +63%
Decent Health Commercial $50.15 ↑ +63%
Apostrophe, Inc. Commercial $50.15 ↑ +63%
Aetna Commercial $51.86 ↑ +69%
Multiplan Commercial $55.46 ↑ +81%
First Choice of the Midwest Commercial $56.05 ↑ +83%

Visitor-reported prices

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Antinuclear antibodies titer at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $21.27 $10.83 – $56.05
Sterling Regional Medical Center Sterling $46.80 $11.16 – $57.23
East Morgan County Hospital Brush $84.98 $24.86 – $57.23
AdventHealth Porter Denver $393.05 $10.94 – $20.65
CENTRAL PARK ER, A PART OF ROSE DENVER $287.00 $5.07 – $27.12
HCA HealthONE MOUNTAIN RIDGE Thornton $635.90 $5.29 – $27.12
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $539.89 $11.05 – $11.72
AdventHealth Littleton Littleton $393.05 $10.94 – $20.65

All Colorado hospitals for this procedure →