Antineutrophil cytoplasmic antibody screen each antibody at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$14.42

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$54.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.69 with United Healthcare vs $51.30 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $11.69 ↓ -19%
Anthem Blue Cross Blue Shield Colorado Medicare $12.05 ↓ -16%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $12.05 ↓ -16%
Medicare Traditional Medicare $12.05 ↓ -16%
Clear Spring Health Medicare Advantage $12.05 ↓ -16%
Medica Medicare Advantage $12.05 ↓ -16%
Humana Medicare Advantage $12.41 ↓ -14%
Longevity Medicare Advantage $12.41 ↓ -14%
Devoted Health Services Medicare Advantage $12.65 ↓ -12%
Banner Health Banner Choice Plus/Banner Select $13.88 ↓ -4%
Assist Health Group AHG Specialty Network $14.46 ↑ +0%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $18.89 ↑ +31%
Denver Health Medical Plan Commercial $21.54 ↑ +49%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $24.10 ↑ +67%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $25.27 ↑ +75%
Centivo Self-Funded $28.92 ↑ +101%
Hue Health, Inc Medicare Advantage $30.73 ↑ +113%
Coventry Auto $30.78 ↑ +113%
United Healthcare UHC Colorado Doctors Plan $34.34 ↑ +138%
United Healthcare Commercial $42.98 ↑ +198%
United Healthcare UHC Exchange $42.98 ↑ +198%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $43.20 ↑ +200%
Coventry Workers Comp $43.20 ↑ +200%
Medica Commercial $44.98 ↑ +212%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $45.90 ↑ +218%
Apostrophe, Inc. Commercial $45.90 ↑ +218%
Decent Health Commercial $45.90 ↑ +218%
Aetna Commercial $47.47 ↑ +229%
Multiplan Commercial $50.76 ↑ +252%
First Choice of the Midwest Commercial $51.30 ↑ +256%

Visitor-reported prices

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Antineutrophil cytoplasmic antibody screen each antibody at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $9.99 $11.69 – $51.30
Sterling Regional Medical Center Sterling $21.98 $12.05 – $52.38
East Morgan County Hospital Brush $39.91 $22.76 – $52.38
AdventHealth Porter Denver $356.11 $11.81 – $22.29
AdventHealth Littleton Littleton $356.11 $11.81 – $22.29
AdventHealth Avista Louisville $356.11 $11.81 – $22.29
AdventHealth Castle Rock Castle Rock $356.11 $11.81 – $22.29
AdventHealth Parker Parker $356.11 $11.81 – $22.29

All Colorado hospitals for this procedure →