Anaplsma phgcytophlm amp prb at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$52.73

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$189.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.04 with United Healthcare vs $179.55 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $34.04 ↓ -35%
Clear Spring Health Medicare Advantage $35.09 ↓ -33%
Anthem Blue Cross Blue Shield Colorado Medicare $35.09 ↓ -33%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $35.09 ↓ -33%
Medica Medicare Advantage $35.09 ↓ -33%
Medicare Traditional Medicare $35.09 ↓ -33%
Humana Medicare Advantage $36.14 ↓ -31%
Longevity Medicare Advantage $36.14 ↓ -31%
Devoted Health Services Medicare Advantage $36.84 ↓ -30%
Assist Health Group AHG Specialty Network $42.11 ↓ -20%
Banner Health Banner Choice Plus/Banner Select $48.57 ↓ -8%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $55.02 ↑ +4%
Denver Health Medical Plan Commercial $62.72 ↑ +19%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $70.18 ↑ +33%
Centivo Self-Funded $84.22 ↑ +60%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $88.45 ↑ +68%
Hue Health, Inc Medicare Advantage $89.48 ↑ +70%
Coventry Auto $107.73 ↑ +104%
United Healthcare UHC Colorado Doctors Plan $120.20 ↑ +128%
United Healthcare Commercial $150.44 ↑ +185%
United Healthcare UHC Exchange $150.44 ↑ +185%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $151.20 ↑ +187%
Coventry Workers Comp $151.20 ↑ +187%
Medica Commercial $157.44 ↑ +199%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $160.65 ↑ +205%
Decent Health Commercial $160.65 ↑ +205%
Apostrophe, Inc. Commercial $160.65 ↑ +205%
Aetna Commercial $166.13 ↑ +215%
Multiplan Commercial $177.66 ↑ +237%
First Choice of the Midwest Commercial $179.55 ↑ +241%

Visitor-reported prices

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Anaplsma phgcytophlm amp prb at other Colorado hospitals

Hospital City Cash price Negotiated range
AdventHealth Porter Denver $311.69 $34.39 – $64.92
AdventHealth Littleton Littleton $311.69 $34.39 – $64.92
AdventHealth Avista Louisville $311.69 $34.39 – $64.92
AdventHealth Castle Rock Castle Rock $311.69 $34.39 – $64.92
AdventHealth Parker Parker $311.69 $34.39 – $64.92
CENTRAL PARK ER, A PART OF ROSE DENVER not published $15.97 – $85.27
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver not published $22.35 – $85.27
HCA HealthONE SKY RIDGE Lone Tree not published $20.07 – $85.27

All Colorado hospitals for this procedure →