An fluoro guide for cvp at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$154.53

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$439.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$112.00 with United Healthcare vs $491.00 with Anthem Blue Cross Blue Shield Colorado — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $112.00 ↓ -28%
Banner Health Banner Choice Plus/Banner Select $112.82 ↓ -27%
United Healthcare UHC Colorado Doctors Plan $155.00 ↑ +0%
United Healthcare UHC Exchange $195.00 ↑ +26%
United Healthcare Commercial $216.00 ↑ +40%
Assist Health Group AHG Specialty Network $219.50 ↑ +42%
Centivo Self-Funded $219.50 ↑ +42%
Coventry Auto $250.23 ↑ +62%
Hue Health, Inc Medicare Advantage $307.30 ↑ +99%
Coventry Workers Comp $351.20 ↑ +127%
Medica Commercial $365.69 ↑ +137%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $368.76 ↑ +139%
Decent Health Commercial $373.15 ↑ +141%
Apostrophe, Inc. Commercial $373.15 ↑ +141%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $373.15 ↑ +141%
Aetna Commercial $385.88 ↑ +150%
Multiplan Commercial $412.66 ↑ +167%
First Choice of the Midwest Commercial $417.05 ↑ +170%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $491.00 ↑ +218%

Visitor-reported prices

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An fluoro guide for cvp at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $228.72 $106.00 – $491.00
Sterling Regional Medical Center Sterling $299.25 $185.53 – $645.05
East Morgan County Hospital Brush $441.56 $16.43 – $37.83
AdventHealth Porter Denver $1,798.44 $145.65 – $145.65
HCA HealthONE AURORA Aurora $4,566.82 $43.28 – $43.28
AdventHealth Littleton Littleton $1,798.44 $145.65 – $145.65
AdventHealth Avista Louisville $1,798.44 $145.65 – $145.65
AdventHealth Castle Rock Castle Rock $1,798.44 $145.65 – $145.65

All Colorado hospitals for this procedure →