Allograft graftjacket 2x12cm-q4107-cost per sq cm at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$125.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$338.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$86.87 with Banner Health vs $321.10 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $86.87 ↓ -31%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $158.18 ↑ +26%
Centivo Self-Funded $169.00 ↑ +35%
Assist Health Group AHG Specialty Network $169.00 ↑ +35%
United Healthcare UHC Colorado Doctors Plan $214.97 ↑ +71%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $216.42 ↑ +73%
Hue Health, Inc Medicare Advantage $236.60 ↑ +89%
United Healthcare UHC Exchange $269.05 ↑ +115%
Medica Commercial $281.55 ↑ +125%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $283.92 ↑ +126%
Decent Health Commercial $287.30 ↑ +129%
Apostrophe, Inc. Commercial $287.30 ↑ +129%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $287.30 ↑ +129%
Aetna Commercial $297.10 ↑ +137%
United Healthcare Commercial $298.79 ↑ +138%
Multiplan Commercial $317.72 ↑ +153%
First Choice of the Midwest Commercial $321.10 ↑ +156%
Coventry Auto not published by hospital —
Coventry Workers Comp not published by hospital —

Visitor-reported prices

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Allograft graftjacket 2x12cm-q4107-cost per sq cm at other Colorado hospitals

Hospital City Cash price Negotiated range
HCA HealthONE SKY RIDGE Lone Tree not published $209.78 – $381.42
HCA HealthONE MOUNTAIN RIDGE Thornton not published $209.78 – $381.42
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver not published $209.78 – $381.42
HCA HealthONE AURORA Aurora not published $209.78 – $381.42
CENTRAL PARK ER, A PART OF ROSE DENVER not published $209.78 – $381.42
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver not published $209.78 – $209.78
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD not published $209.78 – $381.42

All Colorado hospitals for this procedure →