Ablate bone tumor(s) cryo perq 20983 at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$4,119.11

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,215.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,368.26 with Banner Health vs $38,776.00 with Anthem Blue Cross Blue Shield Colorado — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $2,368.26 ↓ -43%
Coventry Auto $5,252.55 ↑ +28%
Hue Health, Inc Medicare Advantage $6,450.50 ↑ +57%
United Healthcare UHC Medicare Advantage $6,972.66 ↑ +69%
Clear Spring Health Medicare Advantage $7,188.31 ↑ +75%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $7,188.31 ↑ +75%
Anthem Blue Cross Blue Shield Colorado Medicare $7,188.31 ↑ +75%
Medicare Traditional Medicare $7,188.31 ↑ +75%
Medica Medicare Advantage $7,188.31 ↑ +75%
Coventry Workers Comp $7,372.00 ↑ +79%
Humana Medicare Advantage $7,403.96 ↑ +80%
Longevity Medicare Advantage $7,403.96 ↑ +80%
Devoted Health Services Medicare Advantage $7,547.73 ↑ +83%
Medica Commercial $7,676.10 ↑ +86%
Apostrophe, Inc. Commercial $7,832.75 ↑ +90%
Decent Health Commercial $7,832.75 ↑ +90%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $7,832.75 ↑ +90%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $7,832.75 ↑ +90%
Assist Health Group AHG Specialty Network $8,625.97 ↑ +109%
Multiplan Commercial $8,662.10 ↑ +110%
First Choice of the Midwest Commercial $8,754.25 ↑ +113%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $11,271.27 ↑ +174%
Denver Health Medical Plan Commercial $12,848.39 ↑ +212%
Aetna Commercial $13,923.00 ↑ +238%
Centivo Self-Funded $17,251.94 ↑ +319%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $38,776.00 ↑ +841%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Ablate bone tumor(s) cryo perq 20983 at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $3,630.71 $3,778.15 – $17,230.34
AdventHealth Porter Denver $23,192.96 $598.18 – $14,160.76
AdventHealth Littleton Littleton $23,192.96 $598.18 – $14,160.76
AdventHealth Avista Louisville $23,192.96 $598.18 – $14,317.93
AdventHealth Castle Rock Castle Rock $23,192.96 $598.18 – $14,160.76
AdventHealth Parker Parker $23,192.96 $598.18 – $14,160.76
HCA HealthONE AURORA Aurora not published $11,008.37 – $11,471.88
CENTRAL PARK ER, A PART OF ROSE DENVER not published $11,008.37 – $11,471.88

All Colorado hospitals for this procedure →