Ablate arrhythmia add on at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$3,572.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$11,908.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$1,587.96 with Anthem Blue Cross Blue Shield Colorado vs $43,141.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $1,587.96 | ↓ -56% |
| Banner Health | Banner Choice Plus/Banner Select | $3,060.36 | ↓ -14% |
| Assist Health Group | AHG Specialty Network | $5,954.00 | ↑ +67% |
| Centivo | Self-Funded | $5,954.00 | ↑ +67% |
| Coventry | Auto | $6,787.56 | ↑ +90% |
| Hue Health, Inc | Medicare Advantage | $8,335.60 | ↑ +133% |
| Aetna | Commercial | $8,568.00 | ↑ +140% |
| Coventry | Workers Comp | $9,526.40 | ↑ +167% |
| Medica | Commercial | $9,919.36 | ↑ +178% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $10,002.72 | ↑ +180% |
| Decent Health | Commercial | $10,121.80 | ↑ +183% |
| Apostrophe, Inc. | Commercial | $10,121.80 | ↑ +183% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $10,121.80 | ↑ +183% |
| Multiplan | Commercial | $11,193.52 | ↑ +213% |
| First Choice of the Midwest | Commercial | $11,312.60 | ↑ +217% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $22,253.00 | ↑ +523% |
| United Healthcare | UHC Colorado Doctors Plan | $31,061.00 | ↑ +769% |
| United Healthcare | UHC Exchange | $38,826.00 | ↑ +987% |
| United Healthcare | Commercial | $43,141.00 | ↑ +1108% |
Visitor-reported prices
Comments
Ablate arrhythmia add on at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $3,536.68 | $1,587.96 – $23,075.00 |
| AdventHealth Porter | Denver | $21,079.53 | $521.43 – $51,100.00 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $35,206.00 | $520.60 – $531.56 |
| AdventHealth Littleton | Littleton | $21,079.53 | $521.43 – $51,100.00 |
| AdventHealth Avista | Louisville | $21,079.53 | $521.43 – $51,100.00 |
| AdventHealth Castle Rock | Castle Rock | $21,079.53 | $521.43 – $51,100.00 |
| AdventHealth Parker | Parker | $21,079.53 | $521.43 – $51,100.00 |