11-desoxycortisol - sendout at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$20.24

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$88.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.62 with Banner Health vs $83.60 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $22.62 ↑ +12%
United Healthcare UHC Medicare Advantage $28.40 ↑ +40%
Medicare Traditional Medicare $29.28 ↑ +45%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $29.28 ↑ +45%
Anthem Blue Cross Blue Shield Colorado Medicare $29.28 ↑ +45%
Medica Medicare Advantage $29.28 ↑ +45%
Clear Spring Health Medicare Advantage $29.28 ↑ +45%
Longevity Medicare Advantage $30.16 ↑ +49%
Humana Medicare Advantage $30.16 ↑ +49%
Devoted Health Services Medicare Advantage $30.74 ↑ +52%
Assist Health Group AHG Specialty Network $35.14 ↑ +74%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $41.18 ↑ +103%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $45.91 ↑ +127%
Coventry Auto $50.16 ↑ +148%
Denver Health Medical Plan Commercial $52.34 ↑ +159%
United Healthcare UHC Colorado Doctors Plan $55.97 ↑ +177%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $58.56 ↑ +189%
Hue Health, Inc Medicare Advantage $61.60 ↑ +204%
United Healthcare Commercial $70.05 ↑ +246%
United Healthcare UHC Exchange $70.05 ↑ +246%
Centivo Self-Funded $70.27 ↑ +247%
Coventry Workers Comp $70.40 ↑ +248%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $70.40 ↑ +248%
Medica Commercial $73.30 ↑ +262%
Apostrophe, Inc. Commercial $74.80 ↑ +270%
Decent Health Commercial $74.80 ↑ +270%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $74.80 ↑ +270%
Aetna Commercial $77.35 ↑ +282%
Multiplan Commercial $82.72 ↑ +309%
First Choice of the Midwest Commercial $83.60 ↑ +313%

Visitor-reported prices

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11-desoxycortisol - sendout at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $19.98 $28.40 – $83.60
Sterling Regional Medical Center Sterling $29.04 $24.55 – $85.36
East Morgan County Hospital Brush $54.21 $37.08 – $85.36
AdventHealth Porter Denver $465.68 $28.69 – $54.17
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $727.33 $17.13 – $71.15
HCA HealthONE MOUNTAIN RIDGE Thornton $475.90 $13.89 – $71.15
AdventHealth Littleton Littleton $465.68 $28.69 – $54.17
AdventHealth Avista Louisville $465.68 $28.69 – $54.17

All Colorado hospitals for this procedure →