Chrom analysis at AdventHealth Avista
100 Health Park Dr, Louisville, CO · AdventHealth · · NPI 1891709192
$486.74
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$486.74
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$34.11 with Unitedhealthcare vs $117.99 with Cigna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Unitedhealthcare | Medicare Managed Care Plan | $34.11 | ↓ -93% |
| Aetna | Medicare Managed Care Plan | $34.81 | ↓ -93% |
| Bcbs | Medicare Managed Care Plan | $35.16 | ↓ -93% |
| Cigna | Healthspring Medicare Managed Care Plan | $35.51 | ↓ -93% |
| Unitedhealthcare | Select Colorado Other Commercial Plan | $52.22 | ↓ -89% |
| Unitedhealthcare | Hmo/Ppo | $52.22 | ↓ -89% |
| Unitedhealthcare | Colorado Doctors Epo | $52.22 | ↓ -89% |
| Unitedhealthcare | Navigate/Core/Charter/Nexusaco Other Commercial Plan | $52.22 | ↓ -89% |
| Bcbs | All Commercial Plans | $58.59 | ↓ -88% |
| Aetna | Whole Health Other Commercial Plan | $60.58 | ↓ -88% |
| Denver Public Schools | All Commercial Plans | $60.92 | ↓ -87% |
| Centivo | All Commercial Plans | $60.92 | ↓ -87% |
| Employers Health Network | All Commercial Plans | $60.92 | ↓ -87% |
| Selecthealth | Hmo/Pos | $64.40 | ↓ -87% |
| Aetna | Medical Rental Other Commercial Plan | $66.32 | ↓ -86% |
| Aetna | Hmo/Ppo | $75.72 | ↓ -84% |
| Cigna | Local Plus Other Commercial Plan | $112.15 | ↓ -77% |
| Cigna | Open Choice Hmo/Ppo | $117.99 | ↓ -76% |
Visitor-reported prices
Comments
Chrom analysis at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $153.77 | $33.77 – $318.25 |
| AdventHealth Porter | Denver | $486.74 | $34.11 – $64.40 |
| HCA HealthONE AURORA | Aurora | $1,172.74 | $18.56 – $84.59 |
| HCA HealthONE SKY RIDGE | Lone Tree | $1,269.45 | $19.91 – $84.59 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $1,269.45 | $19.91 – $84.59 |
| AdventHealth Littleton | Littleton | $486.74 | $34.11 – $64.40 |
| AdventHealth Castle Rock | Castle Rock | $486.74 | $34.11 – $64.40 |
| AdventHealth Parker | Parker | $486.74 | $34.11 – $64.40 |