Western blot test at HCA HealthONE BELMAR ER, A PART OF SWEDISH

260 S WADSWORTH BLVD, LAKEWOOD, CO · HCA HealthONE · · NPI 1396790200

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.96 with Cigna vs $205.60 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Connect-SBP $9.96
Cigna SureFit $10.85
Cigna Connect-NSBP $11.96
Cigna Broad $14.94
Humana MCR $16.86
United MCR $16.94
Aetna MCRADVHMO $17.03
Aetna MCRADVPPO $17.03
Bright Health MCRPPO $17.03
TriWest Health Alliance FED $17.03
Total LongTerm Care MCR $17.03
Rocky Mountain Health Plan AllPayerAppendix $17.03
Rocky Mountain Health MGMCR $17.03
Mutual of Omaha MCR $17.03
United AllPayerAppendix $17.03
United ColoradoDoctorsPlan $17.03
Cigna HealthSpring Medicare $17.03
Bright Health PFFS $17.03
Devoted Health MCRAdvantage $17.03
Anthem BCBS MCR $17.03
Bright Health DualEligible $17.03
Bright Health MCRHMO $17.03
Bright Health MCRPOS $17.03
Bright Health MCRSNP $17.03
Kaiser MGMCR $17.37
WellCare MCR $17.54
Delaware Life Insurance MGMCR $17.88
Vail Health COMM $34.72
Anthem PathwayEssentials $41.38
Kaiser CommercialSmallGroupPlans $45.69
Kaiser KPIF $45.69
Kaiser KPSelect $45.69
United OptionsPPO $47.29
Anthem PathwayNSBP $52.79
Kaiser HMO $67.16
Bright Health OON $68.53
Kaiser PPO $73.79
Anthem HMO $80.89
Anthem PPO $80.89
Colorado Program for Children with Special Needs HCP $100.52
United GlobalBenefit $102.80
Aetna Cofinity $120.62
Cigna Connect-SBPLeanBenefitPlans $146.21
Cigna BroadLeanBenefitPlans $146.21
Cigna SureFitLeanBenefitPlans $146.21
Cigna Connect-NSBPLeanBenefitPlans $146.21
Western Plains Community Health COMM $148.49
Multiplan COMMPPOPRIMARYNETWORK $159.91
NorthCare COMM $159.91
Physician Health Partners MCR $159.91
Anthem PAR $169.05
Pinnacol Workers Comp WORKERSCOMP $171.34
Medical Development International COMM $182.76
Multiplan COMMPPOCOMPLEMENTARYNETWORK $194.18
Prime Health WORKERSCOMP $205.60
Multiplan BeechStreetCOMMPPO $205.60
Aetna NBR not published by hospital
Aetna ASA not published by hospital
Aetna ExistingBusiness not published by hospital

Visitor-reported prices

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Western blot test at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $39.50 $16.52 – $98.80
Banner North Colorado Medical Center - Loveland Campus Loveland $40.02 $16.52 – $98.80
Sterling Regional Medical Center Sterling $57.42 $17.03 – $100.88
East Morgan County Hospital Brush $107.18 $43.83 – $100.88
AdventHealth Porter Denver $278.09 $16.69 – $31.51
AdventHealth Littleton Littleton $278.09 $16.69 – $31.51
AdventHealth Avista Louisville $278.09 $16.69 – $31.51
AdventHealth Castle Rock Castle Rock $278.09 $16.69 – $31.51

All Colorado hospitals for this procedure →