Urine Culture Test at HCA HealthONE BELMAR ER, A PART OF SWEDISH

260 S WADSWORTH BLVD, LAKEWOOD, CO · HCA HealthONE · · NPI 1396790200

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.73 with Cigna vs $534.74 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Connect-SBP $4.73
Cigna SureFit $5.14
Cigna Connect-NSBP $5.67
Cigna Broad $7.09
Humana MCR $7.99
United MCR $8.03
Devoted Health MCRAdvantage $8.07
Aetna MCRADVPPO $8.07
Rocky Mountain Health MGMCR $8.07
Mutual of Omaha MCR $8.07
United AllPayerAppendix $8.07
United ColoradoDoctorsPlan $8.07
Cigna HealthSpring Medicare $8.07
Anthem BCBS MCR $8.07
Bright Health DualEligible $8.07
Bright Health MCRHMO $8.07
Bright Health MCRPOS $8.07
Bright Health MCRPPO $8.07
Bright Health MCRSNP $8.07
Bright Health PFFS $8.07
TriWest Health Alliance FED $8.07
Total LongTerm Care MCR $8.07
Rocky Mountain Health Plan AllPayerAppendix $8.07
Aetna MCRADVHMO $8.07
Kaiser MGMCR $8.23
WellCare MCR $8.31
Delaware Life Insurance MGMCR $8.47
Anthem PathwayEssentials $19.61
Anthem PathwayNSBP $25.02
Anthem PPO $38.33
Anthem HMO $38.33
Vail Health COMM $90.31
Kaiser KPIF $118.83
Kaiser CommercialSmallGroupPlans $118.83
Kaiser KPSelect $118.83
United OptionsPPO $122.99
Kaiser HMO $174.68
Bright Health OON $178.25
Kaiser PPO $191.91
Colorado Program for Children with Special Needs HCP $261.43
United GlobalBenefit $267.37
Aetna Cofinity $313.71
Cigna SureFitLeanBenefitPlans $380.26
Cigna Connect-SBPLeanBenefitPlans $380.26
Cigna Connect-NSBPLeanBenefitPlans $380.26
Cigna BroadLeanBenefitPlans $380.26
Western Plains Community Health COMM $386.20
Multiplan COMMPPOPRIMARYNETWORK $415.90
NorthCare COMM $415.90
Physician Health Partners MCR $415.90
Anthem PAR $439.67
Pinnacol Workers Comp WORKERSCOMP $445.61
Medical Development International COMM $475.32
Multiplan COMMPPOCOMPLEMENTARYNETWORK $505.03
Prime Health WORKERSCOMP $534.74
Multiplan BeechStreetCOMMPPO $534.74
Aetna NBR not published by hospital
Aetna ExistingBusiness not published by hospital
Aetna ASA not published by hospital

Visitor-reported prices

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Urine Culture Test at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $6.98 $6.42 – $23.75
Sterling Regional Medical Center Sterling $10.75 $6.97 – $24.25
East Morgan County Hospital Brush $16.70 $10.54 – $24.25
AdventHealth Porter Denver $183.25 $7.91 – $14.93
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $277.00 $5.14 – $19.61
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $259.50 $7.99 – $8.47
AdventHealth Littleton Littleton $183.25 $7.91 – $14.93
AdventHealth Avista Louisville $183.25 $7.91 – $14.93

All Colorado hospitals for this procedure →