Upper Arm (Humerus) X-ray (left side) at HCA HealthONE BELMAR ER, A PART OF SWEDISH

260 S WADSWORTH BLVD, LAKEWOOD, CO · HCA HealthONE · · NPI 1396790200

Source: hospital's published price file ↗ · Published Sep 1, 2026 · Ingested Sep 24, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.42 with Anthem vs $1,747.10 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Anthem PathwayEssentialsStandard $19.42 —
Anthem PathwaySBP $20.56 —
Anthem HMO $40.47 —
Anthem PPO $40.47 —
United ColoradoDoctorsPlan $137.53 —
Pinnacol Workers Comp WORKERSCOMP $139.83 —
Multiplan BeechStreetWorkersComp $145.72 —
Multiplan WorkersComp $145.72 —
Rocky Mountain Health Plan AllPayerAppendix $182.03 —
United AllPayerAppendix $182.03 —
Cigna Connect-SBP $222.35 —
Cigna SureFit $258.24 —
Cigna Connect-NSBP $279.25 —
Vail Health COMM $295.07 —
Cigna Broad $350.16 —
Kaiser CommercialSmallGroupPlans $388.24 —
Kaiser KPIF $388.24 —
Kaiser KPSelect $388.24 —
United OptionsPPO $401.83 —
Kaiser HMO $570.72 —
Bright Health OON $582.37 —
WPPA UnifiedHealthPlan $582.37 —
Kaiser PPO $627.01 —
Colorado Program for Children with Special Needs HCP $854.14 —
United GlobalBenefit $873.55 —
Aetna Cofinity $1,015.26 —
WPPA OutofServiceArea $1,164.73 —
Cigna BroadLeanBenefitPlans $1,242.38 —
Cigna Connect-NSBPLeanBenefitPlans $1,242.38 —
Cigna SureFitLeanBenefitPlans $1,242.38 —
Cigna Connect-SBPLeanBenefitPlans $1,242.38 —
Western Plains Community Health COMM $1,261.79 —
Multiplan COMMPPOPRIMARYNETWORK $1,358.85 —
Physician Health Partners MCR $1,358.85 —
NorthCare COMM $1,358.85 —
Anthem PAR $1,436.50 —
Medical Development International COMM $1,552.98 —
Multiplan COMMPPOCOMPLEMENTARYNETWORK $1,650.04 —
Prime Health WORKERSCOMP $1,747.10 —
Multiplan BeechStreetCOMMPPO $1,747.10 —

Visitor-reported prices

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Upper Arm (Humerus) X-ray (left side) at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $88.57 $69.70 – $161.50
Banner North Colorado Medical Center - Loveland Campus Loveland $59.84 $43.69 – $161.50
Sterling Regional Medical Center Sterling $192.60 $119.41 – $415.16
East Morgan County Hospital Brush $284.19 $7.59 – $17.46
AdventHealth Porter Denver $1,096.90 $44.77 – $169.83
AdventHealth Littleton Littleton $1,096.90 $44.77 – $169.83
AdventHealth Avista Louisville $1,096.90 $44.77 – $171.72
AdventHealth Castle Rock Castle Rock $1,096.90 $44.77 – $169.83

All Colorado hospitals for this procedure →