Surgical pathology level 2 gross & microscopic examination at HCA HealthONE BELMAR ER, A PART OF SWEDISH
260 S WADSWORTH BLVD, LAKEWOOD, CO · HCA HealthONE · · NPI 1396790200
$731.85
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$731.85
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$15.46 with Cigna vs $658.66 with Prime Health — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Connect-SBP | $15.46 | ↓ -98% |
| Cigna | SureFit | $16.84 | ↓ -98% |
| Cigna | Connect-NSBP | $18.55 | ↓ -97% |
| Cigna | Broad | $23.19 | ↓ -97% |
| United | ColoradoDoctorsPlan | $24.67 | ↓ -97% |
| Rocky Mountain Health Plan | AllPayerAppendix | $24.67 | ↓ -97% |
| United | AllPayerAppendix | $24.67 | ↓ -97% |
| Pinnacol Workers Comp | WORKERSCOMP | $45.82 | ↓ -94% |
| Multiplan | WorkersComp | $47.75 | ↓ -93% |
| Multiplan | BeechStreetWorkersComp | $47.75 | ↓ -93% |
| Anthem | PathwayEssentials | $59.95 | ↓ -92% |
| Anthem | PathwayNSBP | $76.48 | ↓ -90% |
| Vail Health | COMM | $111.24 | ↓ -85% |
| Anthem | PPO | $117.18 | ↓ -84% |
| Anthem | HMO | $117.18 | ↓ -84% |
| Kaiser | KPSelect | $146.37 | ↓ -80% |
| Kaiser | CommercialSmallGroupPlans | $146.37 | ↓ -80% |
| Kaiser | KPIF | $146.37 | ↓ -80% |
| United | OptionsPPO | $151.49 | ↓ -79% |
| Kaiser | HMO | $215.16 | ↓ -71% |
| Bright Health | OON | $219.56 | ↓ -70% |
| Kaiser | PPO | $236.39 | ↓ -68% |
| Colorado Program for Children with Special Needs | HCP | $322.01 | ↓ -56% |
| United | GlobalBenefit | $329.33 | ↓ -55% |
| Aetna | Cofinity | $386.42 | ↓ -47% |
| Cigna | BroadLeanBenefitPlans | $468.38 | ↓ -36% |
| Cigna | SureFitLeanBenefitPlans | $468.38 | ↓ -36% |
| Cigna | Connect-SBPLeanBenefitPlans | $468.38 | ↓ -36% |
| Cigna | Connect-NSBPLeanBenefitPlans | $468.38 | ↓ -36% |
| Western Plains Community Health | COMM | $475.70 | ↓ -35% |
| Multiplan | COMMPPOPRIMARYNETWORK | $512.29 | ↓ -30% |
| NorthCare | COMM | $512.29 | ↓ -30% |
| Physician Health Partners | MCR | $512.29 | ↓ -30% |
| Anthem | PAR | $541.57 | ↓ -26% |
| Medical Development International | COMM | $585.48 | ↓ -20% |
| Multiplan | COMMPPOCOMPLEMENTARYNETWORK | $622.07 | ↓ -15% |
| Multiplan | BeechStreetCOMMPPO | $658.66 | ↓ -10% |
| Prime Health | WORKERSCOMP | $658.66 | ↓ -10% |
| Aetna | ASA | not published by hospital | — |
| Aetna | NBR | not published by hospital | — |
| Aetna | ExistingBusiness | not published by hospital | — |
Visitor-reported prices
Comments
Surgical pathology level 2 gross & microscopic examination at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $74.84 | $38.27 – $146.30 |
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $64.99 | $38.31 – $146.30 |
| Sterling Regional Medical Center | Sterling | $38.95 | $22.04 – $76.63 |
| East Morgan County Hospital | Brush | $48.66 | $33.29 – $76.63 |
| AdventHealth Porter | Denver | $461.37 | $37.01 – $72.89 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $411.00 | $12.03 – $59.95 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $1,192.00 | $16.84 – $59.95 |
| HCA HealthONE MOUNTAIN RIDGE | Thornton | $1,096.32 | $12.54 – $59.95 |