St treatment speech individual at HCA HealthONE BELMAR ER, A PART OF SWEDISH

260 S WADSWORTH BLVD, LAKEWOOD, CO · HCA HealthONE · · NPI 1396790200

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$77.89 with Humana vs $1,006.96 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana MCR $77.89
United MCR $78.29
Devoted Health MCRAdvantage $78.68
Aetna MCRADVHMO $78.68
Aetna MCRADVPPO $78.68
Anthem BCBS MCR $78.68
Bright Health DualEligible $78.68
Bright Health MCRHMO $78.68
Bright Health MCRPOS $78.68
Bright Health MCRPPO $78.68
Bright Health MCRSNP $78.68
Bright Health PFFS $78.68
Cigna HealthSpring Medicare $78.68
Mutual of Omaha MCR $78.68
Rocky Mountain Health MGMCR $78.68
Total LongTerm Care MCR $78.68
TriWest Health Alliance FED $78.68
Kaiser MGMCR $80.25
WellCare MCR $81.04
Delaware Life Insurance MGMCR $82.61
Vail Health COMM $170.07
Kaiser CommercialSmallGroupPlans $223.77
Kaiser KPSelect $223.77
Kaiser KPIF $223.77
United OptionsPPO $231.60
Kaiser HMO $328.94
Bright Health OON $335.65
Kaiser PPO $361.39
Colorado Program for Children with Special Needs HCP $492.29
United GlobalBenefit $503.48
Aetna Cofinity $590.75
Cigna BroadLeanBenefitPlans $716.06
Cigna SureFitLeanBenefitPlans $716.06
Cigna Connect-SBPLeanBenefitPlans $716.06
Cigna Connect-NSBPLeanBenefitPlans $716.06
Western Plains Community Health COMM $727.25
Physician Health Partners MCR $783.20
Multiplan COMMPPOPRIMARYNETWORK $783.20
NorthCare COMM $783.20
Anthem PAR $827.95
Pinnacol Workers Comp WORKERSCOMP $839.14
Medical Development International COMM $895.08
Multiplan COMMPPOCOMPLEMENTARYNETWORK $951.02
Prime Health WORKERSCOMP $1,006.96
Multiplan BeechStreetCOMMPPO $1,006.96

Visitor-reported prices

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St treatment speech individual at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $90.98 $117.67 – $298.00
Banner North Colorado Medical Center - Loveland Campus Loveland $122.84 $73.76 – $298.00
Sterling Regional Medical Center Sterling $167.52 $53.85 – $187.21
East Morgan County Hospital Brush $114.26 $81.33 – $187.21
AdventHealth Porter Denver $541.62 $77.11 – $145.56
HCA HealthONE SKY RIDGE Lone Tree $607.20 $77.89 – $82.61
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $1,287.00 $73.45 – $111.43
HCA HealthONE MOUNTAIN RIDGE Thornton $346.38 $77.89 – $82.61

All Colorado hospitals for this procedure →