Mayo factor x at HCA HealthONE BELMAR ER, A PART OF SWEDISH
260 S WADSWORTH BLVD, LAKEWOOD, CO · HCA HealthONE · · NPI 1396790200
$1,097.21
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,097.21
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$10.48 with Cigna vs $987.49 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Connect-SBP | $10.48 | ↓ -99% |
| Cigna | SureFit | $11.41 | ↓ -99% |
| Cigna | Connect-NSBP | $12.57 | ↓ -99% |
| Cigna | Broad | $15.71 | ↓ -99% |
| Humana | MCR | $17.72 | ↓ -98% |
| United | MCR | $17.81 | ↓ -98% |
| Devoted Health | MCRAdvantage | $17.90 | ↓ -98% |
| Aetna | MCRADVPPO | $17.90 | ↓ -98% |
| Rocky Mountain Health | MGMCR | $17.90 | ↓ -98% |
| Mutual of Omaha | MCR | $17.90 | ↓ -98% |
| United | AllPayerAppendix | $17.90 | ↓ -98% |
| United | ColoradoDoctorsPlan | $17.90 | ↓ -98% |
| Cigna HealthSpring | Medicare | $17.90 | ↓ -98% |
| Anthem BCBS | MCR | $17.90 | ↓ -98% |
| Bright Health | DualEligible | $17.90 | ↓ -98% |
| Bright Health | MCRHMO | $17.90 | ↓ -98% |
| Bright Health | MCRPOS | $17.90 | ↓ -98% |
| Bright Health | MCRPPO | $17.90 | ↓ -98% |
| Bright Health | MCRSNP | $17.90 | ↓ -98% |
| Bright Health | PFFS | $17.90 | ↓ -98% |
| TriWest Health Alliance | FED | $17.90 | ↓ -98% |
| Total LongTerm Care | MCR | $17.90 | ↓ -98% |
| Rocky Mountain Health Plan | AllPayerAppendix | $17.90 | ↓ -98% |
| Aetna | MCRADVHMO | $17.90 | ↓ -98% |
| Kaiser | MGMCR | $18.26 | ↓ -98% |
| WellCare | MCR | $18.44 | ↓ -98% |
| Delaware Life Insurance | MGMCR | $18.79 | ↓ -98% |
| Anthem | PathwayEssentials | $43.50 | ↓ -96% |
| Anthem | PathwayNSBP | $55.49 | ↓ -95% |
| Anthem | PPO | $85.02 | ↓ -92% |
| Anthem | HMO | $85.02 | ↓ -92% |
| Vail Health | COMM | $166.78 | ↓ -85% |
| Kaiser | KPIF | $219.44 | ↓ -80% |
| Kaiser | CommercialSmallGroupPlans | $219.44 | ↓ -80% |
| Kaiser | KPSelect | $219.44 | ↓ -80% |
| United | OptionsPPO | $227.12 | ↓ -79% |
| Kaiser | HMO | $322.58 | ↓ -71% |
| Bright Health | OON | $329.16 | ↓ -70% |
| Kaiser | PPO | $354.40 | ↓ -68% |
| Colorado Program for Children with Special Needs | HCP | $482.77 | ↓ -56% |
| United | GlobalBenefit | $493.74 | ↓ -55% |
| Aetna | Cofinity | $579.33 | ↓ -47% |
| Cigna | SureFitLeanBenefitPlans | $702.21 | ↓ -36% |
| Cigna | Connect-SBPLeanBenefitPlans | $702.21 | ↓ -36% |
| Cigna | Connect-NSBPLeanBenefitPlans | $702.21 | ↓ -36% |
| Cigna | BroadLeanBenefitPlans | $702.21 | ↓ -36% |
| Western Plains Community Health | COMM | $713.19 | ↓ -35% |
| Multiplan | COMMPPOPRIMARYNETWORK | $768.05 | ↓ -30% |
| NorthCare | COMM | $768.05 | ↓ -30% |
| Physician Health Partners | MCR | $768.05 | ↓ -30% |
| Anthem | PAR | $811.94 | ↓ -26% |
| Pinnacol Workers Comp | WORKERSCOMP | $822.91 | ↓ -25% |
| Medical Development International | COMM | $877.77 | ↓ -20% |
| Multiplan | COMMPPOCOMPLEMENTARYNETWORK | $932.63 | ↓ -15% |
| Prime Health | WORKERSCOMP | $987.49 | ↓ -10% |
| Multiplan | BeechStreetCOMMPPO | $987.49 | ↓ -10% |
| Aetna | NBR | not published by hospital | — |
| Aetna | ExistingBusiness | not published by hospital | — |
| Aetna | ASA | not published by hospital | — |
Visitor-reported prices
Comments
Mayo factor x at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $7.75 | $17.36 – $72.20 |
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $21.43 | $13.88 – $51.30 |
| Sterling Regional Medical Center | Sterling | $25.46 | $17.90 – $73.72 |
| East Morgan County Hospital | Brush | $47.35 | $32.03 – $73.72 |
| AdventHealth Porter | Denver | $490.57 | $17.54 – $33.12 |
| HCA HealthONE MOUNTAIN RIDGE | Thornton | $1,380.35 | $8.50 – $43.50 |
| HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION | Denver | $1,029.06 | $17.72 – $18.79 |
| AdventHealth Littleton | Littleton | $490.57 | $17.54 – $33.12 |