ER Visit (level 3) at HCA HealthONE BELMAR ER, A PART OF SWEDISH

260 S WADSWORTH BLVD, LAKEWOOD, CO · HCA HealthONE · · NPI 1396790200

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$439.04 with Pinnacol Workers Comp vs $4,795.67 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Pinnacol Workers Comp WORKERSCOMP $439.04
Multiplan BeechStreetWorkersComp $457.53
Multiplan WorkersComp $457.53
Kaiser KPIF $567.00
Kaiser CommercialSmallGroupPlans $567.00
Kaiser KPSelect $567.00
Mutual of Omaha MCR $795.00
Vail Health COMM $809.94
United OptionsPPO $1,103.00
Cigna Connect-SBP $1,136.00
Anthem PathwayEssentials $1,154.00
Cigna SureFit $1,440.00
Anthem PathwayNSBP $1,505.00
Kaiser HMO $1,575.00
Bright Health OON $1,598.56
Cigna Connect-NSBP $1,662.00
Kaiser PPO $1,716.00
United ColoradoDoctorsPlan $1,938.00
Aetna NBR $2,054.00
United GlobalBenefit $2,397.83
Cigna Broad $2,489.00
Aetna ExistingBusiness $2,505.00
Anthem HMO $2,629.00
Anthem PPO $2,629.00
Aetna ASA $2,932.00
Cigna Connect-NSBPLeanBenefitPlans $3,410.25
Cigna BroadLeanBenefitPlans $3,410.25
Cigna Connect-SBPLeanBenefitPlans $3,410.25
Cigna SureFitLeanBenefitPlans $3,410.25
Western Plains Community Health COMM $3,463.54
Multiplan COMMPPOPRIMARYNETWORK $3,729.96
Physician Health Partners MCR $3,729.96
NorthCare COMM $3,729.96
Anthem PAR $3,943.10
United AllPayerAppendix $4,007.00
Rocky Mountain Health Plan AllPayerAppendix $4,007.00
Medical Development International COMM $4,262.82
Multiplan COMMPPOCOMPLEMENTARYNETWORK $4,529.24
Prime Health WORKERSCOMP $4,795.67
Multiplan BeechStreetCOMMPPO $4,795.67

Visitor-reported prices

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ER Visit (level 3) at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $1,074.28 $269.92 – $3,979.00
Banner North Colorado Medical Center - Loveland Campus Loveland $896.28 $270.26 – $3,979.00
Sterling Regional Medical Center Sterling $551.91 $171.59 – $596.55
East Morgan County Hospital Brush $668.99 $123.47 – $284.21
AdventHealth Porter Denver $4,036.25 $123.48 – $532.73
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $1,158.82 $439.04 – $457.53
AdventHealth Littleton Littleton $4,036.25 $123.48 – $532.73
AdventHealth Avista Louisville $4,036.25 $123.48 – $538.64

All Colorado hospitals for this procedure →