Culture body fluid at HCA HealthONE BELMAR ER, A PART OF SWEDISH
260 S WADSWORTH BLVD, LAKEWOOD, CO · HCA HealthONE · · NPI 1396790200
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$5.04 with Cigna vs $415.87 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Connect-SBP | $5.04 | — |
| Cigna | SureFit | $5.49 | — |
| Cigna | Connect-NSBP | $6.05 | — |
| Cigna | Broad | $7.56 | — |
| Humana | MCR | $8.53 | — |
| United | MCR | $8.58 | — |
| Devoted Health | MCRAdvantage | $8.62 | — |
| Aetna | MCRADVPPO | $8.62 | — |
| Rocky Mountain Health | MGMCR | $8.62 | — |
| Mutual of Omaha | MCR | $8.62 | — |
| United | AllPayerAppendix | $8.62 | — |
| United | ColoradoDoctorsPlan | $8.62 | — |
| Cigna HealthSpring | Medicare | $8.62 | — |
| Anthem BCBS | MCR | $8.62 | — |
| Bright Health | DualEligible | $8.62 | — |
| Bright Health | MCRHMO | $8.62 | — |
| Bright Health | MCRPOS | $8.62 | — |
| Bright Health | MCRPPO | $8.62 | — |
| Bright Health | MCRSNP | $8.62 | — |
| Bright Health | PFFS | $8.62 | — |
| TriWest Health Alliance | FED | $8.62 | — |
| Total LongTerm Care | MCR | $8.62 | — |
| Rocky Mountain Health Plan | AllPayerAppendix | $8.62 | — |
| Aetna | MCRADVHMO | $8.62 | — |
| Kaiser | MGMCR | $8.79 | — |
| WellCare | MCR | $8.88 | — |
| Delaware Life Insurance | MGMCR | $9.05 | — |
| Anthem | PathwayEssentials | $20.95 | — |
| Anthem | PathwayNSBP | $26.72 | — |
| Anthem | PPO | $40.94 | — |
| Anthem | HMO | $40.94 | — |
| Vail Health | COMM | $70.24 | — |
| Kaiser | KPIF | $92.42 | — |
| Kaiser | CommercialSmallGroupPlans | $92.42 | — |
| Kaiser | KPSelect | $92.42 | — |
| United | OptionsPPO | $95.65 | — |
| Kaiser | HMO | $135.85 | — |
| Bright Health | OON | $138.62 | — |
| Kaiser | PPO | $149.25 | — |
| Colorado Program for Children with Special Needs | HCP | $203.32 | — |
| United | GlobalBenefit | $207.94 | — |
| Aetna | Cofinity | $243.98 | — |
| Cigna | SureFitLeanBenefitPlans | $295.73 | — |
| Cigna | Connect-SBPLeanBenefitPlans | $295.73 | — |
| Cigna | Connect-NSBPLeanBenefitPlans | $295.73 | — |
| Cigna | BroadLeanBenefitPlans | $295.73 | — |
| Western Plains Community Health | COMM | $300.35 | — |
| Multiplan | COMMPPOPRIMARYNETWORK | $323.46 | — |
| NorthCare | COMM | $323.46 | — |
| Physician Health Partners | MCR | $323.46 | — |
| Anthem | PAR | $341.94 | — |
| Pinnacol Workers Comp | WORKERSCOMP | $346.56 | — |
| Medical Development International | COMM | $369.66 | — |
| Multiplan | COMMPPOCOMPLEMENTARYNETWORK | $392.77 | — |
| Prime Health | WORKERSCOMP | $415.87 | — |
| Multiplan | BeechStreetCOMMPPO | $415.87 | — |
| Aetna | NBR | not published by hospital | — |
| Aetna | ExistingBusiness | not published by hospital | — |
| Aetna | ASA | not published by hospital | — |
Visitor-reported prices
Comments
Culture body fluid at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $20.30 | $8.36 – $24.70 |
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $31.25 | $6.68 – $24.70 |
| Sterling Regional Medical Center | Sterling | $48.16 | $7.25 – $25.22 |
| East Morgan County Hospital | Brush | $74.82 | $10.96 – $25.22 |
| AdventHealth Porter | Denver | $460.84 | $8.45 – $15.95 |
| AdventHealth Littleton | Littleton | $460.84 | $8.45 – $15.95 |
| AdventHealth Avista | Louisville | $460.84 | $8.45 – $15.95 |
| AdventHealth Castle Rock | Castle Rock | $460.84 | $8.45 – $15.95 |