Consultation pathology during surgery cytological exam initial site at HCA HealthONE BELMAR ER, A PART OF SWEDISH

260 S WADSWORTH BLVD, LAKEWOOD, CO · HCA HealthONE · · NPI 1396790200

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$2,771.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$2,771.74

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$19.04 with Cigna vs $3,116.71 with Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Connect-SBP $19.04 ↓ -99%
Cigna SureFit $20.73 ↓ -99%
Cigna Connect-NSBP $22.84 ↓ -99%
Cigna Broad $28.55 ↓ -99%
Vail Health COMM $421.30 ↓ -85%
Kaiser KPIF $554.35 ↓ -80%
Kaiser KPSelect $554.35 ↓ -80%
Kaiser CommercialSmallGroupPlans $554.35 ↓ -80%
United OptionsPPO $573.75 ↓ -79%
United AllPayerAppendix $656.15 ↓ -76%
Rocky Mountain Health Plan AllPayerAppendix $656.15 ↓ -76%
United ColoradoDoctorsPlan $656.15 ↓ -76%
Kaiser HMO $814.89 ↓ -71%
Bright Health OON $831.52 ↓ -70%
Kaiser PPO $895.27 ↓ -68%
Colorado Program for Children with Special Needs HCP $1,219.57 ↓ -56%
United GlobalBenefit $1,247.28 ↓ -55%
Pinnacol Workers Comp WORKERSCOMP $1,323.15 ↓ -52%
Multiplan WorkersComp $1,378.86 ↓ -50%
Multiplan BeechStreetWorkersComp $1,378.86 ↓ -50%
Aetna Cofinity $1,463.48 ↓ -47%
Anthem PathwayEssentials $1,594.44 ↓ -42%
Cigna BroadLeanBenefitPlans $1,773.91 ↓ -36%
Cigna Connect-NSBPLeanBenefitPlans $1,773.91 ↓ -36%
Cigna Connect-SBPLeanBenefitPlans $1,773.91 ↓ -36%
Cigna SureFitLeanBenefitPlans $1,773.91 ↓ -36%
Western Plains Community Health COMM $1,801.63 ↓ -35%
Multiplan COMMPPOPRIMARYNETWORK $1,940.22 ↓ -30%
NorthCare COMM $1,940.22 ↓ -30%
Physician Health Partners MCR $1,940.22 ↓ -30%
Anthem PathwayNSBP $2,034.07 ↓ -27%
Anthem PAR $2,051.09 ↓ -26%
Medical Development International COMM $2,217.39 ↓ -20%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $2,355.98 ↓ -15%
Prime Health WORKERSCOMP $2,494.57 ↓ -10%
Multiplan BeechStreetCOMMPPO $2,494.57 ↓ -10%
Anthem PPO $3,116.71 ↑ +12%
Anthem HMO $3,116.71 ↑ +12%
Aetna NBR not published by hospital
Aetna ASA not published by hospital
Aetna ExistingBusiness not published by hospital

Visitor-reported prices

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Consultation pathology during surgery cytological exam initial site at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $790.22 $500.61 – $1,970.33
Banner North Colorado Medical Center - Loveland Campus Loveland $741.74 $415.31 – $1,972.80
Sterling Regional Medical Center Sterling $723.07 $450.31 – $1,565.58
East Morgan County Hospital Brush $1,052.33 $680.14 – $1,565.58
HCA HealthONE AURORA Aurora $666.83 $17.34 – $1,594.44
CENTRAL PARK ER, A PART OF ROSE DENVER $553.00 $14.80 – $1,594.44
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $734.75 $20.73 – $1,594.44
HCA HealthONE SKY RIDGE Lone Tree $3,658.08 $18.61 – $1,594.44

All Colorado hospitals for this procedure →