Zika virus dna/rna amp probe at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$29.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$200.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$49.77 with United Healthcare vs $190.00 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $49.77 ↑ +72%
Anthem Blue Cross Blue Shield Colorado Medicare $51.31 ↑ +77%
Clear Spring Health Medicare Advantage $51.31 ↑ +77%
Medica Medicare Advantage $51.31 ↑ +77%
Medicare Traditional Medicare $51.31 ↑ +77%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $51.31 ↑ +77%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $51.31 ↑ +77%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $51.31 ↑ +77%
Longevity Medicare Advantage $52.85 ↑ +82%
Humana Medicare Advantage $52.85 ↑ +82%
Devoted Health Services Medicare Advantage $53.88 ↑ +86%
Assist Health Group AHG Specialty Network $61.57 ↑ +112%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $80.45 ↑ +177%
Banner Health Banner Choice Plus/Banner Select $82.00 ↑ +183%
Denver Health Medical Plan Commercial $91.71 ↑ +216%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $102.62 ↑ +254%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $107.60 ↑ +271%
United Healthcare UHC Colorado Doctors Plan $120.00 ↑ +314%
Centivo Self-Funded $123.14 ↑ +325%
Hue Health, Inc Medicare Advantage $130.84 ↑ +351%
United Healthcare UHC Exchange $148.60 ↑ +412%
United Healthcare Commercial $165.20 ↑ +470%
Medica Commercial $166.60 ↑ +474%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $168.88 ↑ +482%
Decent Health Commercial $170.00 ↑ +486%
Apostrophe, Inc. Commercial $170.00 ↑ +486%
Aetna Commercial $175.80 ↑ +506%
First Choice Health Network Commercial $180.00 ↑ +521%
Multiplan Commercial $188.00 ↑ +548%
First Choice of the Midwest Commercial $190.00 ↑ +555%

Visitor-reported prices

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Zika virus dna/rna amp probe at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $55.80 $49.77 – $190.00
Sterling Regional Medical Center Sterling $86.00 $51.31 – $194.00
East Morgan County Hospital Brush $133.60 $84.28 – $194.00
AdventHealth Porter Denver $181.08 $50.28 – $94.92
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $904.50 $32.68 – $124.68
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $444.07 $30.02 – $124.68
HCA HealthONE MOUNTAIN RIDGE Thornton $1,730.30 $24.35 – $124.68
AdventHealth Littleton Littleton $181.08 $50.28 – $94.92

All Colorado hospitals for this procedure →