Warde lipoprotein (a) at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$13.17
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$58.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$13.89 with United Healthcare vs $54.15 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $13.89 | ↑ +5% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $14.32 | ↑ +9% |
| Clear Spring Health | Medicare Advantage | $14.32 | ↑ +9% |
| Medica | Medicare Advantage | $14.32 | ↑ +9% |
| Medicare | Traditional Medicare | $14.32 | ↑ +9% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $14.32 | ↑ +9% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $14.32 | ↑ +9% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $14.32 | ↑ +9% |
| Longevity | Medicare Advantage | $14.75 | ↑ +12% |
| Humana | Medicare Advantage | $14.75 | ↑ +12% |
| Devoted Health Services | Medicare Advantage | $15.04 | ↑ +14% |
| Assist Health Group | AHG Specialty Network | $17.18 | ↑ +30% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $22.45 | ↑ +70% |
| Banner Health | Banner Choice Plus/Banner Select | $23.37 | ↑ +77% |
| Denver Health Medical Plan | Commercial | $25.59 | ↑ +94% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $28.64 | ↑ +117% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $30.67 | ↑ +133% |
| United Healthcare | UHC Colorado Doctors Plan | $34.20 | ↑ +160% |
| Centivo | Self-Funded | $34.37 | ↑ +161% |
| Hue Health, Inc | Medicare Advantage | $36.52 | ↑ +177% |
| United Healthcare | UHC Exchange | $42.35 | ↑ +222% |
| United Healthcare | Commercial | $47.08 | ↑ +257% |
| Medica | Commercial | $47.48 | ↑ +261% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $48.13 | ↑ +265% |
| Decent Health | Commercial | $48.45 | ↑ +268% |
| Apostrophe, Inc. | Commercial | $48.45 | ↑ +268% |
| Aetna | Commercial | $50.10 | ↑ +280% |
| First Choice Health Network | Commercial | $51.30 | ↑ +290% |
| Multiplan | Commercial | $53.58 | ↑ +307% |
| First Choice of the Midwest | Commercial | $54.15 | ↑ +311% |
Visitor-reported prices
Comments
Warde lipoprotein (a) at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $13.34 | $13.89 – $54.15 |
| Sterling Regional Medical Center | Sterling | $19.14 | $14.32 – $55.29 |
| East Morgan County Hospital | Brush | $35.73 | $24.02 – $55.29 |
| AdventHealth Porter | Denver | $209.99 | $14.03 – $26.49 |
| HCA HealthONE SKY RIDGE | Lone Tree | $301.09 | $8.19 – $34.80 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $301.09 | $8.19 – $34.80 |
| HCA HealthONE BELMAR ER, A PART OF SWEDISH | LAKEWOOD | $580.69 | $8.38 – $34.80 |
| HCA HealthONE MOUNTAIN RIDGE | Thornton | $613.62 | $6.80 – $34.80 |