Warde islet cell antibody zinc transporter 8 at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$44.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$240.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.86 with United Healthcare vs $67.45 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $22.86 ↓ -49%
Anthem Blue Cross Blue Shield Colorado Medicare $23.57 ↓ -47%
Clear Spring Health Medicare Advantage $23.57 ↓ -47%
Medica Medicare Advantage $23.57 ↓ -47%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $23.57 ↓ -47%
Medicare Traditional Medicare $23.57 ↓ -47%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $23.57 ↓ -47%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $23.57 ↓ -47%
Longevity Medicare Advantage $24.28 ↓ -45%
Humana Medicare Advantage $24.28 ↓ -45%
Devoted Health Services Medicare Advantage $24.75 ↓ -44%
Assist Health Group AHG Specialty Network $28.28 ↓ -36%
Banner Health Banner Choice Plus/Banner Select $29.11 ↓ -34%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $36.96 ↓ -17%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $38.20 ↓ -14%
Denver Health Medical Plan Commercial $42.13 ↓ -5%
United Healthcare UHC Colorado Doctors Plan $42.60 ↓ -4%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $47.14 ↑ +6%
Hue Health, Inc Medicare Advantage $49.70 ↑ +12%
United Healthcare UHC Exchange $52.75 ↑ +19%
Centivo Self-Funded $56.57 ↑ +27%
United Healthcare Commercial $58.65 ↑ +32%
Medica Commercial $59.14 ↑ +33%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $59.95 ↑ +35%
Apostrophe, Inc. Commercial $60.35 ↑ +36%
Decent Health Commercial $60.35 ↑ +36%
Aetna Commercial $62.41 ↑ +41%
First Choice Health Network Commercial $63.90 ↑ +44%
Multiplan Commercial $66.74 ↑ +50%
First Choice of the Midwest Commercial $67.45 ↑ +52%

Visitor-reported prices

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Warde islet cell antibody zinc transporter 8 at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $64.08 $18.25 – $67.45
Sterling Regional Medical Center Sterling $97.68 $19.81 – $68.87
East Morgan County Hospital Brush $177.36 $29.92 – $68.87
AdventHealth Porter Denver $202.15 $23.10 – $43.60
AdventHealth Littleton Littleton $202.15 $23.10 – $43.60
AdventHealth Avista Louisville $202.15 $23.10 – $43.60
AdventHealth Castle Rock Castle Rock $202.15 $23.10 – $43.60
AdventHealth Parker Parker $202.15 $23.10 – $43.60

All Colorado hospitals for this procedure →