Warde apolipoprotein b at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$17.48

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$77.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.46 with United Healthcare vs $60.80 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $20.46 ↑ +17%
Anthem Blue Cross Blue Shield Colorado Medicare $21.09 ↑ +21%
Clear Spring Health Medicare Advantage $21.09 ↑ +21%
Medica Medicare Advantage $21.09 ↑ +21%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $21.09 ↑ +21%
Medicare Traditional Medicare $21.09 ↑ +21%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $21.09 ↑ +21%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $21.09 ↑ +21%
Longevity Medicare Advantage $21.72 ↑ +24%
Humana Medicare Advantage $21.72 ↑ +24%
Devoted Health Services Medicare Advantage $22.14 ↑ +27%
Assist Health Group AHG Specialty Network $25.31 ↑ +45%
Banner Health Banner Choice Plus/Banner Select $26.24 ↑ +50%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $33.07 ↑ +89%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $34.43 ↑ +97%
Denver Health Medical Plan Commercial $37.69 ↑ +116%
United Healthcare UHC Colorado Doctors Plan $38.40 ↑ +120%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $42.18 ↑ +141%
Hue Health, Inc Medicare Advantage $44.80 ↑ +156%
United Healthcare UHC Exchange $47.55 ↑ +172%
Centivo Self-Funded $50.62 ↑ +190%
United Healthcare Commercial $52.86 ↑ +202%
Medica Commercial $53.31 ↑ +205%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $54.04 ↑ +209%
Apostrophe, Inc. Commercial $54.40 ↑ +211%
Decent Health Commercial $54.40 ↑ +211%
Aetna Commercial $56.26 ↑ +222%
First Choice Health Network Commercial $57.60 ↑ +230%
Multiplan Commercial $60.16 ↑ +244%
First Choice of the Midwest Commercial $60.80 ↑ +248%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Warde apolipoprotein b at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $17.71 $16.45 – $60.80
Sterling Regional Medical Center Sterling $25.41 $17.86 – $62.08
East Morgan County Hospital Brush $47.43 $26.97 – $62.08
AdventHealth Porter Denver $247.68 $20.67 – $39.02
AdventHealth Littleton Littleton $247.68 $20.67 – $39.02
AdventHealth Avista Louisville $247.68 $20.67 – $39.02
AdventHealth Castle Rock Castle Rock $247.68 $20.67 – $39.02
AdventHealth Parker Parker $247.68 $20.67 – $39.02

All Colorado hospitals for this procedure →