Warde 1007138 vanillymandelic acid 24 hour urine at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$18.61

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$82.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.04 with United Healthcare vs $77.90 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $15.04 ↓ -19%
Anthem Blue Cross Blue Shield Colorado Medicare $15.50 ↓ -17%
Medica Medicare Advantage $15.50 ↓ -17%
Clear Spring Health Medicare Advantage $15.50 ↓ -17%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $15.50 ↓ -17%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $15.50 ↓ -17%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $15.50 ↓ -17%
Medicare Traditional Medicare $15.50 ↓ -17%
Longevity Medicare Advantage $15.96 ↓ -14%
Humana Medicare Advantage $15.96 ↓ -14%
Devoted Health Services Medicare Advantage $16.27 ↓ -13%
Assist Health Group AHG Specialty Network $18.60 ↓ -0%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $24.30 ↑ +31%
Denver Health Medical Plan Commercial $27.70 ↑ +49%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $31.00 ↑ +67%
Banner Health Banner Choice Plus/Banner Select $33.62 ↑ +81%
Centivo Self-Funded $37.20 ↑ +100%
Hue Health, Inc Medicare Advantage $39.52 ↑ +112%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $44.12 ↑ +137%
United Healthcare UHC Colorado Doctors Plan $49.20 ↑ +164%
United Healthcare UHC Exchange $60.93 ↑ +227%
United Healthcare Commercial $67.73 ↑ +264%
Medica Commercial $68.31 ↑ +267%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $69.24 ↑ +272%
Apostrophe, Inc. Commercial $69.70 ↑ +275%
Decent Health Commercial $69.70 ↑ +275%
Aetna Commercial $72.08 ↑ +287%
First Choice Health Network Commercial $73.80 ↑ +297%
Multiplan Commercial $77.08 ↑ +314%
First Choice of the Midwest Commercial $77.90 ↑ +319%

Visitor-reported prices

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Warde 1007138 vanillymandelic acid 24 hour urine at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $18.86 $15.04 – $77.90
Sterling Regional Medical Center Sterling $27.06 $15.50 – $79.54
East Morgan County Hospital Brush $50.51 $34.55 – $79.54
AdventHealth Porter Denver $239.47 $15.19 – $28.68
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $456.35 $15.35 – $16.28
AdventHealth Littleton Littleton $239.47 $15.19 – $28.68
AdventHealth Avista Louisville $239.47 $15.19 – $28.68
AdventHealth Castle Rock Castle Rock $239.47 $15.19 – $28.68

All Colorado hospitals for this procedure →