Version cephalic external at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$285.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$635.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$260.35 with Banner Health vs $7,984.00 with Anthem Blue Cross Blue Shield Colorado — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $260.35 | ↓ -9% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $341.63 | ↑ +20% |
| United Healthcare | UHC Colorado Doctors Plan | $381.00 | ↑ +33% |
| Hue Health, Inc | Medicare Advantage | $444.50 | ↑ +56% |
| United Healthcare | UHC Exchange | $471.81 | ↑ +65% |
| United Healthcare | Commercial | $524.51 | ↑ +84% |
| Medica | Commercial | $528.96 | ↑ +85% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $536.19 | ↑ +88% |
| Decent Health | Commercial | $539.75 | ↑ +89% |
| Apostrophe, Inc. | Commercial | $539.75 | ↑ +89% |
| Aetna | Commercial | $558.16 | ↑ +95% |
| First Choice Health Network | Commercial | $571.50 | ↑ +100% |
| Multiplan | Commercial | $596.90 | ↑ +109% |
| First Choice of the Midwest | Commercial | $603.25 | ↑ +111% |
| United Healthcare | UHC Medicare Advantage | $3,099.50 | ↑ +985% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $3,195.36 | ↑ +1018% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $3,195.36 | ↑ +1018% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $3,195.36 | ↑ +1018% |
| Clear Spring Health | Medicare Advantage | $3,195.36 | ↑ +1018% |
| Medica | Medicare Advantage | $3,195.36 | ↑ +1018% |
| Medicare | Traditional Medicare | $3,195.36 | ↑ +1018% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $3,195.36 | ↑ +1018% |
| Humana | Medicare Advantage | $3,291.22 | ↑ +1052% |
| Longevity | Medicare Advantage | $3,291.22 | ↑ +1052% |
| Devoted Health Services | Medicare Advantage | $3,355.13 | ↑ +1074% |
| Assist Health Group | AHG Specialty Network | $3,834.43 | ↑ +1242% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $5,010.32 | ↑ +1653% |
| Denver Health Medical Plan | Commercial | $5,711.07 | ↑ +1899% |
| Centivo | Self-Funded | $7,668.86 | ↑ +2584% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $7,984.00 | ↑ +2694% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Version cephalic external at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $520.70 | $163.19 – $7,678.49 |
| Sterling Regional Medical Center | Sterling | $364.26 | $217.62 – $3,514.90 |
| East Morgan County Hospital | Brush | $545.37 | $328.69 – $756.60 |
| AdventHealth Porter | Denver | $4,067.11 | $178.72 – $6,317.36 |
| AdventHealth Littleton | Littleton | $4,067.11 | $178.72 – $6,317.36 |
| AdventHealth Avista | Louisville | $4,067.11 | $178.72 – $6,387.48 |
| AdventHealth Castle Rock | Castle Rock | $4,067.11 | $178.72 – $6,317.36 |
| AdventHealth Parker | Parker | $4,067.11 | $178.72 – $6,317.36 |