Tte w or without fol w/cont, com at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$534.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,350.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$553.50 with Banner Health vs $2,054.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $553.50 | ↑ +4% |
| United Healthcare | UHC Medicare Advantage | $770.17 | ↑ +44% |
| Clear Spring Health | Medicare Advantage | $793.99 | ↑ +49% |
| Medica | Medicare Advantage | $793.99 | ↑ +49% |
| Medicare | Traditional Medicare | $793.99 | ↑ +49% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $793.99 | ↑ +49% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $793.99 | ↑ +49% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $793.99 | ↑ +49% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $793.99 | ↑ +49% |
| Humana | Medicare Advantage | $817.81 | ↑ +53% |
| Longevity | Medicare Advantage | $817.81 | ↑ +53% |
| Devoted Health Services | Medicare Advantage | $833.69 | ↑ +56% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $864.40 | ↑ +62% |
| Hue Health, Inc | Medicare Advantage | $945.00 | ↑ +77% |
| Assist Health Group | AHG Specialty Network | $952.79 | ↑ +78% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $1,058.00 | ↑ +98% |
| Medica | Commercial | $1,124.55 | ↑ +110% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $1,139.94 | ↑ +113% |
| Decent Health | Commercial | $1,147.50 | ↑ +115% |
| Apostrophe, Inc. | Commercial | $1,147.50 | ↑ +115% |
| United Healthcare | UHC Colorado Doctors Plan | $1,206.00 | ↑ +126% |
| First Choice Health Network | Commercial | $1,215.00 | ↑ +127% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $1,244.98 | ↑ +133% |
| Multiplan | Commercial | $1,269.00 | ↑ +137% |
| First Choice of the Midwest | Commercial | $1,282.50 | ↑ +140% |
| Denver Health Medical Plan | Commercial | $1,419.10 | ↑ +165% |
| United Healthcare | UHC Exchange | $1,507.00 | ↑ +182% |
| United Healthcare | Commercial | $1,675.00 | ↑ +213% |
| Centivo | Self-Funded | $1,905.58 | ↑ +256% |
| Aetna | Commercial | $2,054.00 | ↑ +284% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Tte w or without fol w/cont, com at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $472.50 | $88.40 – $2,054.00 |
| Sterling Regional Medical Center | Sterling | $566.32 | $374.42 – $1,301.74 |
| East Morgan County Hospital | Brush | $841.43 | $565.52 – $1,301.74 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $9,327.00 | $1,232.06 – $1,283.93 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $2,603.25 | $1,232.06 – $1,283.93 |
| HCA HealthONE SKY RIDGE | Lone Tree | $7,994.80 | $1,232.06 – $1,283.93 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $7,994.80 | $1,232.06 – $1,283.93 |
| AdventHealth Porter | Denver | not published | $810.41 – $1,529.85 |