Sprchoroidal spc njx rx agt at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$261.62
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$664.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$272.24 with Banner Health vs $9,872.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $272.24 | ↑ +4% |
| United Healthcare | UHC Medicare Advantage | $323.34 | ↑ +24% |
| Clear Spring Health | Medicare Advantage | $333.34 | ↑ +27% |
| Medica | Medicare Advantage | $333.34 | ↑ +27% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $333.34 | ↑ +27% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $333.34 | ↑ +27% |
| Medicare | Traditional Medicare | $333.34 | ↑ +27% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $333.34 | ↑ +27% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $333.34 | ↑ +27% |
| Humana | Medicare Advantage | $343.34 | ↑ +31% |
| Longevity | Medicare Advantage | $343.34 | ↑ +31% |
| Devoted Health Services | Medicare Advantage | $350.01 | ↑ +34% |
| Assist Health Group | AHG Specialty Network | $400.01 | ↑ +53% |
| Hue Health, Inc | Medicare Advantage | $464.80 | ↑ +78% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $522.68 | ↑ +100% |
| Medica | Commercial | $553.11 | ↑ +111% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $560.68 | ↑ +114% |
| Decent Health | Commercial | $564.40 | ↑ +116% |
| Apostrophe, Inc. | Commercial | $564.40 | ↑ +116% |
| Denver Health Medical Plan | Commercial | $595.78 | ↑ +128% |
| First Choice Health Network | Commercial | $597.60 | ↑ +128% |
| Multiplan | Commercial | $624.16 | ↑ +139% |
| First Choice of the Midwest | Commercial | $630.80 | ↑ +141% |
| Centivo | Self-Funded | $800.02 | ↑ +206% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $3,990.00 | ↑ +1425% |
| Aetna | Commercial | $9,872.00 | ↑ +3673% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Sprchoroidal spc njx rx agt at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $296.81 | $170.65 – $9,872.00 |
| AdventHealth Porter | Denver | not published | $172.04 – $3,281.00 |
| HCA HealthONE AURORA | Aurora | not published | $521.13 – $543.07 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | not published | $521.13 – $543.07 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | not published | $521.13 – $543.07 |
| HCA HealthONE SKY RIDGE | Lone Tree | not published | $521.13 – $543.07 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | not published | $521.13 – $1,479.14 |
| HCA HealthONE BELMAR ER, A PART OF SWEDISH | LAKEWOOD | not published | $521.13 – $543.07 |