Sept9 promoter methylation analysis at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$80.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$576.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$186.24 with United Healthcare vs $547.20 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $186.24 ↑ +133%
Anthem Blue Cross Blue Shield Colorado Medicare $192.00 ↑ +140%
Clear Spring Health Medicare Advantage $192.00 ↑ +140%
Medica Medicare Advantage $192.00 ↑ +140%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $192.00 ↑ +140%
Medicare Traditional Medicare $192.00 ↑ +140%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $192.00 ↑ +140%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $192.00 ↑ +140%
Longevity Medicare Advantage $197.76 ↑ +147%
Humana Medicare Advantage $197.76 ↑ +147%
Devoted Health Services Medicare Advantage $201.60 ↑ +152%
Assist Health Group AHG Specialty Network $230.40 ↑ +188%
Banner Health Banner Choice Plus/Banner Select $236.16 ↑ +195%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $301.06 ↑ +276%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $309.89 ↑ +287%
Denver Health Medical Plan Commercial $343.16 ↑ +329%
United Healthcare UHC Colorado Doctors Plan $345.60 ↑ +332%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $384.00 ↑ +380%
Hue Health, Inc Medicare Advantage $403.20 ↑ +404%
United Healthcare UHC Exchange $427.97 ↑ +435%
Centivo Self-Funded $460.80 ↑ +476%
United Healthcare Commercial $475.78 ↑ +494%
Medica Commercial $479.81 ↑ +499%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $486.37 ↑ +508%
Apostrophe, Inc. Commercial $489.60 ↑ +512%
Decent Health Commercial $489.60 ↑ +512%
Aetna Commercial $506.30 ↑ +532%
First Choice Health Network Commercial $518.40 ↑ +548%
Multiplan Commercial $541.44 ↑ +576%
First Choice of the Midwest Commercial $547.20 ↑ +583%

Visitor-reported prices

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Sept9 promoter methylation analysis at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $248.83 $148.03 – $547.20
Sterling Regional Medical Center Sterling $177.41 $160.70 – $558.72
East Morgan County Hospital Brush $364.03 $242.73 – $558.72
AdventHealth Porter Denver $317.76 $188.16 – $355.20
AdventHealth Littleton Littleton $317.76 $188.16 – $355.20
AdventHealth Avista Louisville $317.76 $188.16 – $355.20
AdventHealth Castle Rock Castle Rock $317.76 $188.16 – $355.20
AdventHealth Parker Parker $317.76 $188.16 – $355.20

All Colorado hospitals for this procedure →