Puncture arterial withdrawal blood for diagnosis at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$87.62

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$227.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$93.07 with Banner Health vs $3,990.00 with Anthem Blue Cross Blue Shield Colorado — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $93.07 ↑ +6%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $122.13 ↑ +39%
United Healthcare UHC Medicare Advantage $125.65 ↑ +43%
Medica Medicare Advantage $129.54 ↑ +48%
Medicare Traditional Medicare $129.54 ↑ +48%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $129.54 ↑ +48%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $129.54 ↑ +48%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $129.54 ↑ +48%
Anthem Blue Cross Blue Shield Colorado Medicare $129.54 ↑ +48%
Clear Spring Health Medicare Advantage $129.54 ↑ +48%
Humana Medicare Advantage $133.43 ↑ +52%
Longevity Medicare Advantage $133.43 ↑ +52%
Devoted Health Services Medicare Advantage $136.02 ↑ +55%
United Healthcare UHC Colorado Doctors Plan $136.20 ↑ +55%
Assist Health Group AHG Specialty Network $155.45 ↑ +77%
Hue Health, Inc Medicare Advantage $158.90 ↑ +81%
United Healthcare UHC Exchange $168.66 ↑ +92%
United Healthcare Commercial $187.50 ↑ +114%
Medica Commercial $189.09 ↑ +116%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $191.68 ↑ +119%
Decent Health Commercial $192.95 ↑ +120%
Apostrophe, Inc. Commercial $192.95 ↑ +120%
Aetna Commercial $199.53 ↑ +128%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $203.12 ↑ +132%
First Choice Health Network Commercial $204.30 ↑ +133%
Multiplan Commercial $213.38 ↑ +144%
First Choice of the Midwest Commercial $215.65 ↑ +146%
Denver Health Medical Plan Commercial $231.53 ↑ +164%
Centivo Self-Funded $310.90 ↑ +255%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $3,990.00 ↑ +4454%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Puncture arterial withdrawal blood for diagnosis at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $96.02 $58.34 – $311.28
Sterling Regional Medical Center Sterling $35.90 $18.97 – $142.49
East Morgan County Hospital Brush $59.91 $28.66 – $65.96
AdventHealth Porter Denver $558.61 $25.95 – $259.65
CENTRAL PARK ER, A PART OF ROSE DENVER $782.00 $196.56 – $204.84
HCA HealthONE SKY RIDGE Lone Tree $1,002.10 $196.56 – $204.84
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $1,002.10 $196.56 – $204.84
HCA HealthONE MOUNTAIN RIDGE Thornton $185.53 $196.56 – $204.84

All Colorado hospitals for this procedure →