Prq trluml revsc ch occ ant at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$12,243.84
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$19,131.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$7,843.71 with Banner Health vs $57,023.00 with Anthem Blue Cross Blue Shield Colorado — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $7,843.71 | ↓ -36% |
| United Healthcare | UHC Medicare Advantage | $11,055.14 | ↓ -10% |
| Clear Spring Health | Medicare Advantage | $11,397.05 | ↓ -7% |
| Medica | Medicare Advantage | $11,397.05 | ↓ -7% |
| Medicare | Traditional Medicare | $11,397.05 | ↓ -7% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $11,397.05 | ↓ -7% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $11,397.05 | ↓ -7% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $11,397.05 | ↓ -7% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $11,397.05 | ↓ -7% |
| Humana | Medicare Advantage | $11,738.96 | ↓ -4% |
| Longevity | Medicare Advantage | $11,738.96 | ↓ -4% |
| Devoted Health Services | Medicare Advantage | $11,966.90 | ↓ -2% |
| Hue Health, Inc | Medicare Advantage | $13,391.70 | ↑ +9% |
| Assist Health Group | AHG Specialty Network | $13,676.46 | ↑ +12% |
| Medica | Commercial | $15,936.12 | ↑ +30% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $16,154.22 | ↑ +32% |
| Apostrophe, Inc. | Commercial | $16,261.35 | ↑ +33% |
| Decent Health | Commercial | $16,261.35 | ↑ +33% |
| First Choice Health Network | Commercial | $17,217.90 | ↑ +41% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $17,870.57 | ↑ +46% |
| Multiplan | Commercial | $17,983.14 | ↑ +47% |
| First Choice of the Midwest | Commercial | $18,174.45 | ↑ +48% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $18,472.00 | ↑ +51% |
| Denver Health Medical Plan | Commercial | $20,369.95 | ↑ +66% |
| United Healthcare | UHC Colorado Doctors Plan | $22,479.00 | ↑ +84% |
| Centivo | Self-Funded | $27,352.92 | ↑ +123% |
| United Healthcare | UHC Exchange | $28,097.00 | ↑ +129% |
| United Healthcare | Commercial | $31,220.00 | ↑ +155% |
| Aetna | Commercial | $40,227.00 | ↑ +229% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $57,023.00 | ↑ +366% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Prq trluml revsc ch occ ant at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $6,141.05 | $3,468.00 – $40,227.00 |
| AdventHealth Porter | Denver | $29,704.46 | $1,120.75 – $22,528.89 |
| AdventHealth Littleton | Littleton | $29,704.46 | $1,120.75 – $22,528.89 |
| AdventHealth Avista | Louisville | $29,704.46 | $1,120.75 – $22,778.94 |
| AdventHealth Castle Rock | Castle Rock | $29,704.46 | $1,120.75 – $22,528.89 |
| AdventHealth Parker | Parker | $29,704.46 | $1,120.75 – $22,528.89 |
| HCA HealthONE AURORA | Aurora | not published | $16,928.13 – $17,640.89 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | not published | $16,928.13 – $17,640.89 |