Protein total 24 hour urine at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$13.39

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$59.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.56 with United Healthcare vs $11.40 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $3.56 ↓ -73%
Anthem Blue Cross Blue Shield Colorado Medicare $3.67 ↓ -73%
Clear Spring Health Medicare Advantage $3.67 ↓ -73%
Medica Medicare Advantage $3.67 ↓ -73%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $3.67 ↓ -73%
Medicare Traditional Medicare $3.67 ↓ -73%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $3.67 ↓ -73%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $3.67 ↓ -73%
Longevity Medicare Advantage $3.78 ↓ -72%
Humana Medicare Advantage $3.78 ↓ -72%
Devoted Health Services Medicare Advantage $3.85 ↓ -71%
Assist Health Group AHG Specialty Network $4.40 ↓ -67%
Banner Health Banner Choice Plus/Banner Select $4.92 ↓ -63%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $5.75 ↓ -57%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $6.46 ↓ -52%
Denver Health Medical Plan Commercial $6.56 ↓ -51%
United Healthcare UHC Colorado Doctors Plan $7.20 ↓ -46%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $7.34 ↓ -45%
Hue Health, Inc Medicare Advantage $8.40 ↓ -37%
Centivo Self-Funded $8.81 ↓ -34%
United Healthcare UHC Exchange $8.92 ↓ -33%
United Healthcare Commercial $9.91 ↓ -26%
Medica Commercial $10.00 ↓ -25%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $10.13 ↓ -24%
Apostrophe, Inc. Commercial $10.20 ↓ -24%
Decent Health Commercial $10.20 ↓ -24%
Aetna Commercial $10.55 ↓ -21%
First Choice Health Network Commercial $10.80 ↓ -19%
Multiplan Commercial $11.28 ↓ -16%
First Choice of the Midwest Commercial $11.40 ↓ -15%

Visitor-reported prices

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Protein total 24 hour urine at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $13.57 $3.08 – $11.40
Sterling Regional Medical Center Sterling $18.48 $3.35 – $11.64
East Morgan County Hospital Brush $34.50 $5.06 – $11.64
AdventHealth Porter Denver $210.94 $3.60 – $6.79
HCA HealthONE SKY RIDGE Lone Tree $530.57 $2.10 – $8.92
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $530.57 $2.10 – $131.77
HCA HealthONE MOUNTAIN RIDGE Thornton $525.75 $1.74 – $8.92
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $134.24 $3.63 – $3.85

All Colorado hospitals for this procedure →