N-invas est c ffr sw aly cta at Banner Fort Collins Medical Center
4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554
$1,356.99
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,569.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$991.79 with United Healthcare vs $36,516.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $991.79 | ↓ -27% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $1,022.46 | ↓ -25% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $1,022.46 | ↓ -25% |
| Medicare | Traditional Medicare | $1,022.46 | ↓ -25% |
| Clear Spring Health | Medicare Advantage | $1,022.46 | ↓ -25% |
| Medica | Medicare Advantage | $1,022.46 | ↓ -25% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $1,022.46 | ↓ -25% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $1,022.46 | ↓ -25% |
| Humana | Medicare Advantage | $1,053.13 | ↓ -22% |
| Longevity | Medicare Advantage | $1,053.13 | ↓ -22% |
| Devoted Health Services | Medicare Advantage | $1,073.58 | ↓ -21% |
| Assist Health Group | AHG Specialty Network | $1,226.95 | ↓ -10% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $1,603.22 | ↑ +18% |
| Denver Health Medical Plan | Commercial | $1,827.44 | ↑ +35% |
| Banner Health | Banner Choice Plus/Banner Select | $1,873.29 | ↑ +38% |
| Centivo | Self-Funded | $2,453.90 | ↑ +81% |
| Hue Health, Inc | Medicare Advantage | $2,607.27 | ↑ +92% |
| Medica | Commercial | $3,805.98 | ↑ +180% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $3,858.06 | ↑ +184% |
| Apostrophe, Inc. | Commercial | $3,883.65 | ↑ +186% |
| Decent Health | Commercial | $3,883.65 | ↑ +186% |
| First Choice Health Network | Commercial | $4,112.10 | ↑ +203% |
| Multiplan | Commercial | $4,294.86 | ↑ +216% |
| First Choice of the Midwest | Commercial | $4,340.55 | ↑ +220% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $4,850.23 | ↑ +257% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $23,075.00 | ↑ +1600% |
| United Healthcare | UHC Colorado Doctors Plan | $26,291.00 | ↑ +1837% |
| Aetna | Commercial | $27,118.00 | ↑ +1898% |
| United Healthcare | UHC Exchange | $32,863.00 | ↑ +2322% |
| United Healthcare | Commercial | $36,516.00 | ↑ +2591% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
N-invas est c ffr sw aly cta at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $1,370.70 | $88.40 – $27,118.00 |
| Sterling Regional Medical Center | Sterling | $3,290.38 | $1,022.46 – $6,223.52 |
| East Morgan County Hospital | Brush | $4,486.00 | $29.08 – $66.93 |
| AdventHealth Porter | Denver | $8,882.43 | $887.75 – $1,675.86 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $3,138.00 | $1,608.83 – $2,241.41 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $3,456.75 | $1,608.83 – $2,241.41 |
| HCA HealthONE BELMAR ER, A PART OF SWEDISH | LAKEWOOD | $3,378.51 | $1,608.83 – $2,241.41 |
| HCA HealthONE MOUNTAIN RIDGE | Thornton | $3,649.01 | $1,608.83 – $2,241.41 |