Myelography neck spine at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$860.17

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,651.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$106.00 with United Healthcare vs $1,905.58 with Centivo — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $106.00 ↓ -88%
United Healthcare UHC Colorado Doctors Plan $121.00 ↓ -86%
United Healthcare UHC Exchange $150.00 ↓ -83%
Aetna Commercial $153.00 ↓ -82%
United Healthcare Commercial $168.00 ↓ -80%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $558.30 ↓ -35%
Banner Health Banner Choice Plus/Banner Select $676.91 ↓ -21%
United Healthcare UHC Medicare Advantage $770.17 ↓ -10%
Medica Medicare Advantage $793.99 ↓ -8%
Medicare Traditional Medicare $793.99 ↓ -8%
Anthem Blue Cross Blue Shield Colorado Medicare $793.99 ↓ -8%
Clear Spring Health Medicare Advantage $793.99 ↓ -8%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $793.99 ↓ -8%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $793.99 ↓ -8%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $793.99 ↓ -8%
Longevity Medicare Advantage $817.81 ↓ -5%
Humana Medicare Advantage $817.81 ↓ -5%
Devoted Health Services Medicare Advantage $833.69 ↓ -3%
Assist Health Group AHG Specialty Network $952.79 ↑ +11%
Hue Health, Inc Medicare Advantage $1,155.70 ↑ +34%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $1,244.98 ↑ +45%
Medica Commercial $1,375.28 ↑ +60%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $1,394.10 ↑ +62%
Decent Health Commercial $1,403.35 ↑ +63%
Apostrophe, Inc. Commercial $1,403.35 ↑ +63%
Denver Health Medical Plan Commercial $1,419.10 ↑ +65%
First Choice Health Network Commercial $1,485.90 ↑ +73%
Multiplan Commercial $1,551.94 ↑ +80%
First Choice of the Midwest Commercial $1,568.45 ↑ +82%
Centivo Self-Funded $1,905.58 ↑ +122%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Myelography neck spine at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $581.15 $112.00 – $1,907.98
Sterling Regional Medical Center Sterling $976.05 $605.15 – $2,103.93
East Morgan County Hospital Brush $1,440.22 $87.23 – $200.79
AdventHealth Porter Denver $3,197.17 $125.35 – $1,529.85
CENTRAL PARK ER, A PART OF ROSE DENVER $5,085.00 $106.26 – $1,609.16
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $2,305.75 $106.26 – $2,201.88
HCA HealthONE MOUNTAIN RIDGE Thornton $9,918.52 $106.26 – $1,609.16
AdventHealth Littleton Littleton $3,197.17 $125.35 – $1,529.85

All Colorado hospitals for this procedure →